Social Media Ideas for Vantagescore

You may not just have one credit score

Fannie Mae and Freddie Mac now allow VantageScore 4.0 as an alternative to Classic FICO for eligible loans

GSEs open VantageScore 4.0 to all single-family lenders

Lenders cannot mix Classic FICO and VantageScore 4.0 on the same file

FHFA opens VantageScore 4.0 to all GSE lenders immediately

Pulte's order ends limited rollout, opening VantageScore access to all US mortgage lenders

Rocket Mortgage Making the Switch From FICO to VantageScore

Rocket Mortgage announced today that it will soon default to VantageScore 4.0 instead of the FICO score it relied upon for years. The switch is expected to take place in the fourth...

UWM says 25% of borrowers benefit from new credit score model

Lender’s data lines up with analysts’ estimates based on historical performance

Rocket Mortgage will make VantageScore 4.0 its default credit model

Rocket says a 4-month test using 1.4 million reports helped some borrowers qualify and improved pricing outcomes

UWM’s Mat Ishbia backs VantageScore 4.0, says Underwriting+ results are ‘off the charts’

At last week’s AIME Fuse event, Ishbia also shared his thoughts on UWM’s new Underwriter+ program

Pulte says FHFA weighing bi-merge, single credit report

FHFA opens door to VantageScore for all lenders

Lenders skeptical as VantageScore shifts mortgage credit rules

Switching from FICO to VantageScore 4.0 faces real lender friction — and a long road before it becomes standard, a 44-year industry veteran warns

FHFA's Pulte to meet VantageScore owners this week; asks Fair Isaac for competitive pricing

UWM VantageScore 4.0 Results: What Agents Should Verify

UWM now selects the strongest qualifying FICO or VantageScore 4.0 result. Here's what agents should check before buyers make an offer.

FICO stock is collapsing as mortgage industry shakeup stands to reshape how credit scores are used

Your credit score is one of the most important data points associated with your identity. A good score generally means lower interest rates on everything from credit cards to mortg...

Credit score nation: How much do people think their score defines their financial future?

  This year, rental payment history is moving from the margins of mortgage lending into the score itself. In April 2026, the Federal Housing Finance Agency announced that Fannie Ma...

Mortgage Banking Summit: FHFA’s unified LLPA grid for FICO, VantageScore raises investor concerns

Summit participants question how investors will treat VS4-driven MBS pools

Fannie, Freddie Expand VantageScore 4.0 to All Lenders — What It Could Mean for Buyers

Fannie Mae and Freddie Mac now allow all approved lenders to use VantageScore 4.0 on eligible loans, adding a new credit-scoring option. The post Fannie, Freddie Expand VantageScor...

The unseen shift in agency pools: How ‘lender choice’ is quietly repricing specified pools

Rising VantageScore 4.0 concentrations are adding uncertainty to credit-based pay-ups and prepayment models

New credit score pricing grids point to higher borrower costs, report shows

Analyses indicate the newly released pricing grids could make loans more expensive with VS 4.0

The big interview: UWM exec: VantageScore helping brokers get more loans done

UWM’s Smith says roughly a quarter of brokers are already using it

FICO Holds Mortgage Credit-Score Price at $10 as VantageScore Competition Intensifies

FICO is holding its $10 wholesale mortgage credit-score price for Preferred Program lenders and brokers, bundling Classic FICO and FICO Score 10T amid growing VantageScore competit...

Pennymac Takes VantageScore 4.0 Live — What Agents Should Check on Buyer Preapprovals

Pennymac’s VantageScore 4.0 rollout gives agents another reason to verify which credit model supports a buyer’s preapproval.

Experian expands Power Profile Plus, adds unlimited soft pulls

The tool pairs a full Experian credit profile with VantageScore 4.0 and supports a later shift to a hard inquiry

Housing Finance Chief Opens VantageScore System to All Fannie, Freddie Lenders

By Kimberly Hayek The federal official who oversees Fannie Mae and Freddie Mac told the two mortgage companies on Thursday to allow every approved lender to use VantageScore, endin...

TransUnion, Equifax debut ‘score later’ tools for mortgage lenders

New workflows let lenders pull credit files without scores and add them later

Mortgage Credit Bureaus Rework Pricing as Lenders Gain More Score Choices

Equifax, Experian and TransUnion are changing mortgage credit-report workflows and VantageScore pricing, but lenders still face distinct score and hard-pull charges. Continue Readi...