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The sector swung $84 billion from loss to gain in two years, but commercial auto and liability lines are still bleeding reserves
Aviva, Admiral and NFU Mutual chiefs reveal claims acceptance rates and push back against standardised products and extra regulation
EY projects a 108% NCR this year before partial recovery in 2027, with geopolitical risk adding further pressure
Direct premiums surged 73.9% in five years — reaching $23.2B in 2024 — as catastrophe losses, carrier retreats, and climate-driven repricing reshaped the market. With the national...
One in five insureds has already filed an AI-related claim
A 40-point gap between the best and worst performers, and early cracks now showing in pet insurance too, give brokers real leverage at renewal
Property rivalry is building, but casualty remains harder to place
Capacity tightens as standard carriers reduce appetite and limits – here’s what retailers should know
The ABI wants insurance built into Whitehall's infrastructure planning, arguing that earlier involvement could improve insurability and unlock capacity for major projects
Data shows underwriting income nearly tripled, but reserve deficits and nuclear verdicts tell a different story
Longevity and data give America’s leading carriers and program administrators a strategic edge
Big names from across the sector outline their hopes
Home insurance acceptance rates range from 45% to 85% across providers - a 40-point spread that gives brokers concrete grounds to interrogate insurer selection before a client's ne...
One sector's complaints rose 19.4% in H2 2025 - the only insurance line to increase - while every other product fell. The trends carry different implications at renewal
A new report examines which carriers are posting the strongest underwriting results in fire insurance, and which are scaling down as loss ratios shift across the industry
A new report traces five years of rapid growth in US fire insurance, showing how repricing, catastrophe losses and shifting carrier strategy have reshaped the market since 2019
The independent agent channel kept shrinking in Q2 even as exclusive agents notched their best relative quarter in four years
The claims that hurt arrive quietly, months or years after the smoke clears
The insurer's Q2 turnaround came from retreating from higher-risk auto and leaning into federally backed crop coverage
IA share of auto new business rises to 28% - but the 83.3 auto combined ratio needs a closer read
Regulators are tightening up, Carriers are moving on. The WSJ has called it Whac-a-mole
The construction insurers UK brokers trust most for claims service, risk support and long-term reliability
Liberty's retiring underwriting chief says mutual insurers hold a superpower most of the market might envy
Liberty's retiring underwriting chief says mutual insurers hold a superpower most of the market might envy
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