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Recent items include:
- Seller-paid rate buydown: How it works and how to ask for one
- Temporary vs. permanent rate buydown: 2-1 buydown explained
- Rate buydown vs. closing costs vs. price reduction
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Temporary vs. permanent rate buydown: 2-1 buydown explained
Down payments fall to $64,000 as buyers hold back cash
The typical US homebuyer put down 15% in March 2026, Redfin data shows, as cooling prices and softer competition ease pressure
Down payments hit four-year low as buyers lean on government-backed loans
Typical down payments fell in Q1 2026 — the lowest since 2021. Here's what it means for originators
Typical Homebuyer’s Down Payment Falls to $64,000 As Americans Hold Onto Cash
The typical U.S. homebuyer’s down payment fell to $64,000 in March, down 1.5% year over year. In percentage terms, the typical down payment was 15%, down from 16.1% last year. Do...
Down Payments Are Smaller Than They’ve Been Since 2021
Saving for a down payment can feel like the hardest part of buying a home.
Down Payment Assistance For First-Time Homebuyers With Georgia Dream Program
Turning Rent Payments Into Homeownership: How the Georgia Dream Program Can Help For many renters, the biggest obstacle to homeownership isn’t the monthly mortgage payment—it’s sav...
Down Payments Are Smaller Than They’ve Been Since 2021
Saving for a down payment can feel like the hardest part of buying a home.
Down Payments Are Smaller Than They’ve Been Since 2021
Saving for a down payment can feel like the hardest part of buying a home.
Land leases, ARM buydowns emerge as lending options while mortgage rates stay elevated
Mortgage lenders are getting creative to combat the housing affordability crisis fueled by rising interest rates, rolling out novel products and blending existing options to keep b...
Why homebuyers are suddenly making smaller down payments
Typical homebuyer down payments fell to their lowest level since 2021 as affordability pressures push more buyers toward lower-cost loan programs.
Down Payment Assistance in Orlando: Programs, Grants, and How to Qualify
Down payment assistance in Orlando helps home buyers purchase a home with less upfront cash. These programs provide grants, forgivable loans, or low-interest second mortgages that...
Down Payments Are Smaller Than They’ve Been Since 2021
Saving for a down payment can feel like the hardest part of buying a home.
Down Payment Timelines Are Reshaping First-Time Buyer Consults
A recent down payment analysis shows how much first-time buyer readiness depends on location. The post Down Payment Timelines Are Reshaping First-Time Buyer Consults appeared first...
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