Florida's property market has shifted - what brokers need to know
Twenty new carriers, falling litigation, and moderating rates are reshaping where Florida property risks can be placed
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Twenty new carriers, falling litigation, and moderating rates are reshaping where Florida property risks can be placed
Florida policyholders paid $3 billion less for home and auto insurance in 2025 than the year before
Average homeowner insurance rates in Florida did not decline in 2025, but they increased less than 1%, down sharply from the double-digit average increases seen in 2022 and 2023. A...
The survey was released the same day newspapers published a state-commissioned report on insurer affiliate fees that the Florida Senate wanted destroyed
Nearly 20 insurers entered or reentered Florida after 2022 and 2023 reforms, easing quoting and closing challenges.
A disputed "$1,000 hurricane tax" ad has put Democrat David Jolly's plan to take wind coverage out of homeowners policies under the microscope
Industry group challenges gloomy homeowner perceptions as rates ease and private-market capacity continues to return
One day there was a roof. The next morning it was gone. Jeffrey Huber still remembers the day some 34 years ago when Hurricane Andrew blew off the roof of his childhood home, one o...
If Isaias turns into a hurricane and hits the Florida Panhandle on Oct. 9, as forecast, a population of more than 1.4 million lies in its path. The number of those that are insured...
The post 5 Top Insurance Solutions for Florida Contractors appeared first on DailyBlogTips.com.
Rate cuts affect more than 62,000 policies
Florida’s construction sector moves fast and carries real exposure. One bad fall on a job site, one hurricane-damaged structure mid-build, or one lawsuit from a property owner can...
The late-season hurricane known as Isaias has so far produced about 47,000 claims in Florida, with estimated insured losses at $582 million, carriers have reported to the Florida O...
Florida's personal auto loss ratio reached 52.5% in 2025 - that is the figure that tells brokers how far the market has moved since 2023's 31.7% rate jump
Florida’s insurance commissioner announced his office has approved four rate decreases on homeowner policies, averaging 7% and affecting 62,000 policies at renewal. And more rate c...
After years of trying to convince developers and investors that it’s a viable alternative to Miami and Palm Beach, Fort Lauderdale’s pitch is starting to resonate. The South Florid...
ACES Specialty Insurance will begin writing in Florida, Texas and South Carolina on December 1, adding a direct market for catastrophe-exposed placements
Hurricane Isaias came ashore near Destin on Friday night with sustained winds of 105 mph. As Panhandle business and homeowners begin documenting damage, some will face a second sho...
Moody’s says large nationals are well-positioned to absorb Isaias losses as January pricing softening continues
The fast-growing Gainesville broker is buying agencies in St. Petersburg and Lakeland that focus on cover for law firms, accountants and financial planners
A new wave of non-renewal notices means Florida brokers face a busy placement period
Florida insurance regulation occasionally produces a story that sounds like it was written for a “Florida Man” contest. The state hires an experienced insurance financial examiner...
Hurricane Isaias may be long gone, but for property owners who sustained damage, the storm’s departure is only the beginning. What homeowners and business owners do in the days and...
Centenary analysis of the 1926 Great Miami Hurricane shows exposure has grown to levels the industry has never had to absorb
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