Financed buyers return to US market as others cede ground
An improving inventory outlook has leveled the playing field
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An improving inventory outlook has leveled the playing field
Mortgage spreads at 2.01% are keeping 2026 mortgage rates near 6.74%, supporting pending sales and limiting year-over-year declines.
The value of lending has increased significantly
Pending home sales in August dropped for the first time in eight months against a backdrop of surging mortgage rates.
Optimal Blue data shows purchase loans outpacing year-ago levels even as overall market softens
ICE data hints at stabilizing mortgage performance even as foreclosure inventory climbs
While the national outlook remains subdued, certain metro areas continue to post growth
Zillow data shows August closings fell year over year as borrowing costs above 6.5% sidelined buyers and pushed demand toward rentals
New Cotality data shows the gap between winning and losing markets is widening fast
Rising foreclosures, easing mortgage delinquencies, and a supply surge paint a complex picture of housing stress and opportunity
Purchase demand fell as borrowers faced renewed affordability pressure with rates stuck at 6.77%
Spreads were 1.94%, keeping rates below 7%, while purchase apps were up 0.2% yearly and pending sales held near flat.
Buyers stepped in despite the 30-year rate climbing to its highest level since August 2025
The housing market remains constrained by a rate-lock effect, as nearly half of all homeowners hold mortgage rates of 4% or lower.
New listings hit a three-month high, but near-record mortgage rates are keeping buyers on the sidelines
For decades, the mortgage industry has focused on helping consumers buy and refinance homes. It’s where lenders have built their businesses, where technology has evolved and where...
Record purchase and refi share, but broker channel margin tells a more complicated story
Buyers are overestimating mortgage rates, and many have been on the sidelines for over a year
Incomes are outpacing home prices, but rising mortgage rates are straining first-time buyers
Mortgage demand has fallen nationwide, with the first home buyer demographic hit hardest, according to recent data.
The 30-year conforming rate climbed to 6.78% in the week ending Aug. 21, pushing purchase and refinance demand lower
The average rate on 30-year fixed home loans dipped to 6.65% for the week ending Aug. 20, down 2 basis points from last week.
Fresh supply is outpacing demand as mortgage rates hover near a yearly high
Total locks fell 9% from July as the 30-year conforming rate ended August at 6.72% and refi demand stayed limited
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