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Wildfires, gig driving, and theft reshape losses
Experts examine carrier discipline, supply chain volatility, predictive data and more
Softer vehicle sales and stabilizing retention push the market from crisis response towards more measured competition
ALIRT says the post-2022 reset has created lasting structural shifts
$100 billion+ loss trend continues
Behind the headline numbers, replacement costs and casualty losses are quietly setting the stage for 2026's next test
The insurance sector is evolving beyond its traditional role as a provider of post-accident compensation, repositioning itself as a more risk management platform, according to a re...
Companies also want quicker financial returns from risk management efforts
There has been a fundamental shift among America’s life insurance companies…
Premiums ease, but underlying exposures and emerging threats keep risk rising
The MGA market is still expanding at a faster pace than the broader property and casualty industry; however, we have seen some small changes since our 2026 Outlook was published. G...
Fewer vacancies and more selective hiring
Most carriers posted double-digit growth even as some saw underwriting tighten
As market conditions shift, new entrants face tougher scrutiny from investors, regulators and capacity providers
Challenging segments prompt tighter standards and data-driven risk selection among insurers
Premium growth has stalled while claims surge, shifting cyber profitability from pricing power to underwriting discipline and risk selection
Carriers are now balancing moderate pricing with rising loss cost pressures
Power panel on adjustments in underwriting, pricing and more
The Pacific led the plunge – but one line of business is defying the trend entirely
The Pacific led the plunge – but one line of business is defying the trend entirely
Record premiums tell only part of the story
CROs are reporting stable headcount but rising demand for data skills
CROs are reporting stable headcount but rising demand for data skills
Policies in force are up 46% year on year amid the carrier's expansion
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