Social Media Ideas for Fee-Only India

Free to fee: 0.4% on UPI payments over Rs 2,000

India moves to rein in insurance commissions just as foreign insurers are handed the keys

The regulator wants hard caps on what banks, brokers and agents earn. Aviva and Bupa, which have just deepened their bets on India, will be watching closely

India ends free ride for larger transactions on its ubiquitous digital payments network

India will impose a 0.4% merchant fee on certain payments made through UPI starting October 15.

Indian Insurance and Bank Stocks Erase $14 Billion on Fee Cap Plan

PB Fintech Ltd. led a slide in shares of Indian insurers, distributors and lenders on Thursday, after the insurance regulator proposed caps on commissions and tighter management ex...

India Insurance Regulator Eyes 2027 Start for Commission Caps

India’s insurance regulator may implement sweeping distribution reforms as early as January, pushing ahead with an overhaul that has battered shares of insurers and brokers. The ef...

Half-Yearly Regulatory Wrap 2026: Developments in Foreign Portfolio Investor Regime in India

The UPI fee isn't your problem. Your expense ratio is.

From 15 October, UPI carries a merchant fee. Mutual fund payments attract 0.02 per cent, SIPs are exempt, and the cost to you works out to about two rupees a lakh a year.

NPS charges change Oct 1: Rs 200 fee, 0.20% annual charge; who pays?

Under the new fee structure, subscribers registering for NPS through a PoP will be charged a one-time onboarding fee of Rs 200 for each Permanent Retirement Account Number (PRAN)....

India Moves to Make UPI More Self-Reliant with Merchant Fee

Few payment systems have grown as quickly—or become as central to everyday commerce—as India’s United Payment Interface (UPI). The real-time payments network has set a benchmark fo...

'No rethink': Govt firm on UPI merchant fee amid rollback demands

'Only 4% Of Transactions To Be Covered'

UPI MDR may squeeze low-cost broking as fund transfers attract charge

Brokers seek clarity on applicability of client-to-broker transfers even when no trade is executed

India bars bank charges on UPI payments up to ₹2,000

A government gazette ​notification ‌specifies that no bank or system provider shall impose any direct or indirect ‌charge on ​a person making or receiving payments ⁠through RuPay-p...

India to impose controversial fee for UPI instant payments: Who benefits?

It's the end of an era for India's popular instant digital payments system, which has been free of charge until now.

New charges on UPI payments: Here's what you will be charged for stock market investments

UPI payments for capital market transactions will attract a nominal 0.02% Merchant Discount Rate, capped at Rs 300. The fee covers mutual funds, securities, brokers and dealers, wi...

IRDAI moots major overhaul of insurance distribution norms

The proposals also include cost audits and safeguards against indirect payments with the objective of ensuring greater accountability for the actual cost of distribution

'Keeping UPI free for next 5 years would keep India ahead': Thyrocare founder Velumani

From October 15, a 0.4 per cent MDR will apply to person-to-merchant UPI payments above Rs 2,000

The Premium My Father Sold

An Indian ETF tracking the Nasdaq Q-50 trades at an 81 per cent premium to NAV. Why international ETFs get this expensive, and what buyers are risking.

Is SEBI's Dispute Resolution Process Free? What It Actually Costs

SCORES is free. Conciliation costs you nothing. But SMART ODR arbitration costs Rs 5,400–Rs 1.35 lakh per side depending on claim size – and doubles if you miss the deadline.

Are you Hiring an Adviser for the right reasons?

I think we often misunderstand what we should expect from a financial adviser. Ask someone why they hired an adviser, and quite often the answer is: “Tell me which mutual fund I sh...

Who Absorbs UPI MDR? NSE CEO Rules Out Govt Talks As 0.02% Fee On Markets Nears Kickoff

NSE CEO Ashish Chauhan said there were no government talks on the new UPI MDR, leaving brokers and clients to address the cost. A 0.02% charge on capital-market UPI payments will a...

5 Tax-Efficient Ways to Pass on Wealth in India: A Framework

Gifts to specified relatives are fully tax-free under Section 56(2)(vii). Here are 5 methods – from nomination to private trust – ranked by simplicity and when each one fits.

UPI MDR revision from Oct 15: Mutual funds, securities, stockbrokers to attract 0.02% charge; check details

At 0.02%, the MDR on a Rs 1 lakh transaction would work out to Rs 20. The Rs 300 maximum cap also limits the charge on larger transactions.

Who Pays for UPI? Rethinking the Sustainability of India’s Zero-Cost Digital Payments Model

Introduction The Unified Payments Interface (“UPI”) has transformed India’s digital payments ecosystem by enabling instant payments without a direct transaction charge for consumer...

Among $5B+ RIAs, fee-only firms lose market share to hybrid peers: Cerulli

A new Cerulli Associates whitepaper divides RIAs into fee-only firms, hybrid companies and independent firms with insurance licenses. The results offer a striking view of how conso...