Search results for Down Payments

Down payments fall to $64,000 as buyers hold back cash

The typical US homebuyer put down 15% in March 2026, Redfin data shows, as cooling prices and softer competition ease pressure

Down payments hit four-year low as buyers lean on government-backed loans

Typical down payments fell in Q1 2026 — the lowest since 2021. Here's what it means for originators

Down Payment for Investment Property: How Much and Requirements

Typical Homebuyer’s Down Payment Falls to $64,000 As Americans Hold Onto Cash

The typical U.S. homebuyer’s down payment fell to $64,000 in March, down 1.5% year over year.  In percentage terms, the typical down payment was 15%, down from 16.1% last year.  Do...

Most homeowners wish they knew more about down payments before buying, survey finds

New American Funding survey finds most homeowners put 10% down or less, yet many still believe a 20% down payment is required.

Why homebuyers are suddenly making smaller down payments

Typical homebuyer down payments fell to their lowest level since 2021 as affordability pressures push more buyers toward lower-cost loan programs.

Down Payment on a House: How Much Do You Really Need?

How much do I need for a down payment on a house? You don't always need 20% down! Explore 0-20% options & loan types for your homebuying goals. The post Down Payment on a House...

Should You Self-Manage Your Rentals or Hire a Property Manager? (Rookie Reply)

Offer accepted! Congratulations—you’re well on your way to buying a rental property. But first, your earnest money deposit (EMD) is due. How much do you need to put down? What […]

AI Boom Drives Increase in Down Payments in San Francisco—5 Key Takeaways

Driven by massive cash-outs from companies such as OpenAI, the AI wealth effect is forcing Bay Area buyers to make massive down payments.

$10,000 CD vs. $10,000 High-Yield Savings Account: Which Earns More Toward Your Down Payment Right Now?

Investing your down payment savings can help you buy a home sooner, but deciding where to put it is all a matter of math.