Social Media Ideas for Credit Card Borrowers

Credit card strain rises: study

As consumers spend more monthly on their credit cards, some cardholders are carrying hefty balances, a J.D. Power analysis found.

Average FICO Score Steady, but Don’t Be Fooled: Americans Are Pinched

A $2,563 monthly payment and $7,793 average card balance show why a stable credit score may hide growing pressure on household budgets

One in four Canadians brace to pay only their credit card minimums: report

Families and under-55s feel the sharpest squeeze as spending outpaces caution

Credit Card Hardship Programs Could Help Borrowers Avoid Default

Seeking assistance before missing multiple payments can improve the likelihood of qualifying for relief.

Credit card debt surges in U.S. as high interest rates make it harder to pay off

Americans owe more than a trillion dollars in credit card debt, up 60% from just five years ago. Meanwhile, higher interest rates make debt even more difficult to pay off, a downwa...

29% of BNPL Users Buy Groceries With It. Some Pay ‘100% APR.’

Costly or convenient? One missed payment makes all the difference.

Covering Basic Expenses with Credit Cards Adds to the Growing Debt Cycle

Over a third of Americans use credit card rewards for essentials

The report adds to growing evidence that consumers are using every financial tool in their arsenal to manage higher living costs.

Here's How Many Americans Regret Using Buy Now, Pay Later Right Now

BNPL feels free until the bills hit. See how often BNPL users pay late, what the average fee runs, and why a credit card often makes more sense.

Survey: Credit isn't a backup plan. For millions of Americans, it's how they buy groceries.

  Sixty-six percent of Americans carrying at least $10,000 in unsecured debt used a credit card to buy groceries in the last year, more than any other essential expense, according...

Buy now, pay later could be the catalyst for the next credit crisis, private lender says

With more than $150 billion in shadow debt in play, Weinberg says a borrower with a 750 score could really be a 620, and nobody will know until something goes wrong

Credit card delinquencies up modestly, charge-offs drop - June Credit Pulse

What happens when $2.68 trillion of consumer debt meets a cautious shopper?

Equifax finds Canadians borrowing more while holding off on cars, homes, and big-ticket buys

How to work with a credit card debt collector

Homeowners Are Reaching for Their Credit Cards When Disaster Strikes—and Ignoring a Vital Financial Lifeline

Homeowners recently surveyed admitted they are more likely to turn to credit cards than home equity—but that's not always the best strategy.

3 credit card debt relief moves to make this August

Saddled with high-rate credit card debt now? Here are three credible debt relief moves to consider this August.

SBI credit card users report incorrect overdue tag on July bills, claim CIBIL scores dropped by up to 70 points

Posts shared by customers on X suggest the issue may have affected even those whose payment due dates had not yet arrived. Some users claimed that while their credit card bill was...

What Happens When You Put Groceries on a Credit Card and Can’t Pay It Off

Compound interest can be an important tool in structuring a sound financial life. However, compound interest on credit cards can be your worst enemy in...

I racked up $35,000 in credit-card debt. Should I file for bankruptcy?

“I’m also considering working with a credit-counseling agency or enrolling in a hardship program.”

Bilt Cardholders Hit With Mistaken Collections Notices on Phantom Balances

Gen Z unsecured debt climbs as Money Management International sees 35% surge

CARMEL, Ind. (WISH) — Rahanatou Souley, 22, is a Gen Z-er living in Carmel. She’s had multiple credit cards and used them to pay for college books, supplies, clothing, groceries, a...

Canadians Turn To Consumer Credit As Mortgage Debt Slows

The great Canadian borrowing binge continues, but it’s not for mortgages. At least, not entirely. Statistics Canada (StatCan) data shows household debt grew in June, but not as fas...

Federal data shows fewer consumers are winning credit card disputes

Laurie Gorlick got her $586 back after a denied credit card dispute, showing how hard it can be for consumers to win refunds.

How long will it take to pay off your credit card balance?

  Carrying a credit card balance can be stressful. Even if you’re making regular monthly payments, you may feel like you’re barely making a dent. If that sounds like you, Ally Fina...