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A new Snap Finance study has found 44 percent of credit-challenged consumers rely on financing to make major purchases.
Individuals take different types of loans to meet essential needs, which increases import bill
A new Philadelphia Federal Reserve review points to two pressure points in consumer finance: mortgages are drifting further out of reach for many first-time buyers, and the credit...
Fintech companies are catching on to how Americans are altering their financial habits, and they’ve created new products to try to meet the moment.
A Financial Conduct Authority review into SME access to finance found that the challenges are often greatest for microbusinesses in the UK. Source
Financial pressure has become a reality for many households, encouraging consumers to take a more thoughtful approach to managing their money. As a result, people are increasingly...
We want to hear from borrowers who have taken out installment, payday or title loans, and those who work for companies that offer them.
A young couple get down to understanding about managing finances and planning for their future
On September 10, the Florida Office of Financial Regulation (OFR) entered a final order adopting a stipulation and consent agreement with a consumer finance company to resolve alle...
Home loan and car purchase consumers should be aware of insurance options beyond the dealer
A borrower can have steady income and a record of paying regular bills yet still have little information in a conventional credit file. Fintech lenders may look beyond that file to...
With debt service coverage ratio (DSCR) loans, you make the case that the home you want to buy will pay for itself.
BNPL now shapes affordability, product choice, refunds, and trust. Leaders need to treat financing as part of the offer, not a final checkout step.
Wednesdays are all about personal finance here at Abnormal Returns. You can check out last week’s links including a look at how...
FinVolution Group, a leading fintech company, took part in the Second Global Summit on High-Quality Belt and Road Cooperation in Singapore on September 3, 2026. Co-hosted by the UN...
Embedded finance has settled well into the Asia Pacific region’s everyday digital life. Users now comfortably gain access to payments, credit, and wallets inside the platforms they...
Financial literacy is meant to be basic stuff. For an example of how basic, here are eight questions from what is called the GFLEC Personal Finance Index. More on the index and the...
India’s next big lending opportunity may not begin with a loan application. It may begin at the chec...
On 20 November 2026, the revised Consumer Credit Directive 2023/2225, commonly called CCD2, begins
Credit scores remain one of the most important factors in modern personal finance. They influence everything from loan approvals to interest rates to overall financial flexibility....
Credit Acceptance Corp. has agreed to a sweeping $710 million settlement with 40 states and Washington, D.C., resolving allegations that the company pushed financially vulnerable c...
Citi is the latest US financial services giant to launch a media platform, tapping into its transaction data to help advertisers better target customers.
‘The information is all there. Lots of it, in fact. But its presence doesn’t equal comprehension’
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