Social Media Ideas for Consumer And Retail Finance

Formal retail credit access doubles over past decade

Formal retail credit penetration in India more than doubled over the past decade. Consumption-led lending, including personal loans, drove this significant growth. Credit access...

India’s auto retail sector aims for 3 crore sales amid financing overhaul

Even asIndia’s vehicle finance market has grown to around ₹2.65 lakh crore and motor insurance to nearly ₹1.25 lakh crore as leaders from India’s auto retail sector are push for re...

Retail media was the first wave. Financial services may define the next one.

Retail media changed advertising. Financial services could define what comes next.

Fusion Finance plans retail loan venture in September

The average ticket size is expected to be ₹1.25-1.5 lakh, with a maximum loan size of ₹2 lakh

How will Buy Now Pay Later changes affect you?

Consumers should be better protected as Buy Now Pay Later lenders now require authorisation to operate.

Japan's Seven Bank to provide retailers with consumer financial services

How Retail Finance teams are using Agentic AI to protect omni-channel margins

Ask a retail CFO where the quarter's margin is landing and you will always get a hard-won answer...

CCD2 turns data quality into a compliance question for lenders and BNPL (Martin Korbelar)

The EU's revised Consumer Credit Directive (CCD2) is the biggest overhaul of consumer credit regula

Salad Finance raises £4.3m from UK retail investors across five bond offers

The raise, which closes on 8 October 2026, will help Salad unlock access to mainstream credit for ‘credit invisible’ UK workers. Source

When Consumer Brands Become Fintechs: Vladyslav Kolodistyi on Embedded Finance Strategy for 2026 (Vladyslav Kolodistyi)

In this consumer-side market breakdown, payments infrastructure expert Vladyslav Kolodistyi maps h

UK BNPL regulations come into force

The UK's new buy now, pay later regulatory regime has come into force, placing requirements on providers designed to improve transparency, affordability and support for customers i...

Financialisation of households

Individuals take different types of loans to meet essential needs, which increases import bill

Retailers feel the sting as cautious consumers weigh their options

Hard Times, Easy Money: BNPL Now Finances Rent and Utilities

Buy now, pay later brought another credit option to stressed budgets, with a model that typically settles an installment loan in four consecutive monthly payments. With a relativel...

BNPL regulation changes the checkout conversation (Alpa Jotangia)

Buy Now, Pay Later has always been credit. Now regulation is catching up. For years, BNPL has been v...

UK retail sector remains under pressure as CBI survey shows sharp sales decline

Full report hereThe UK retail sector faced worsening trading conditions in August, according to the latest CBI Distributive Trades Survey, as sales volumes fell at their fastest pa...

BNPL regulation changes the checkout conversation

Buy Now, Pay Later has always been credit. Now regulation is catching up. For years, BNPL has been v...

From Statute to FCA Supervision: Reforms to the CCA 1974

On 18 May 2026, HM Treasury published its long-anticipated policy statement on reform of the Consumer Credit Act 1974 (CCA 1974), confirming its intention to repeal many of the rem...

A New Class of Buy Now, Pay Later: From Checkout Utility to Enterprise Growth Lever

Flexible financing is becoming more than a way to complete a travel purchase. For airlines and other travel brands, the next opportunity is using financing to support brand equity...

As BNPL Loans for Essentials (Including Groceries) Soar, Is This a Sign of Stress or Consumer Adoption?

Are the stats around BNPL worrying, or simply a sign of increased adoption?

44 percent of credit-challenged consumers are relying on financing for purchases

A new Snap Finance study has found 44 percent of credit-challenged consumers rely on financing to make major purchases.

Growth rate of credit-active consumer base in India’s credit ecosystem has moderated: TransUnion CIBIL

Credit active consumers are those who have at least one retail loan with balance or limit reported on the portfolio date

FCA feedback on motor finance redress scheme implementation plans

On 19 August 2026, the Financial Conduct Authority set out examples of good and poor practice from its review of motor finance redress scheme implementation plans. Background The m...

FCA good and poor practice examples in relation to monitoring consumer outcomes under the Consumer Duty

On 27 July 2026, the Financial Conduct Authority (FCA) published the findings of its review into firms’ approaches to monitoring consumer outcomes under the Consumer Duty (the Duty...