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Ropicky’s home was damaged during a 2018 storm. The Cincinnati Insurance Company (Cincinnati) denied full coverage, concluding the water entered through construction defects and th...
Policyholders facing coverage denials under directors and officers liability policies often hear the same refrain from insurers: because the underlying claims involve a contract, c...
The contractor's own admission about timing sealed the coverage fight
One negligence claim, a stack of exclusions, and an insurer racing for the exit before it pays
One crash, two auto policies, opposite arguments - the wording decided who pays
A rented trailer, a worker's alleged injury, and four ways to deny coverage
A sold-off trailer and a borrowed tractor decide which of four carriers owes the defense
New ISO exclusions effective January 2026 are already carving AI-related losses out of standard CGL policies - and most business owners don't know it yet
An Indiana federal judge has determined that an insurer owes no coverage to an arcade in a lawsuit alleging that its name and logo infringed the trademarks of another business beca...
As summer storms sweep across the country, commercial property owners are increasingly encountering a frustrating hurdle in their insurance claims: the "Cosmetic Damage" exclusion....
The insurer agreed to defend - then reserved the right to take it all back
Gallagher executives said insurers are closely monitoring AI-washing and emerging liability risks
The shipper chose limited coverage years ago - then a hurricane tested what the carriers owed
Judge backs pubs, salons and cafes on "discovery" wording - but hands insurer one win
Workday litigation sharpens focus on exclusions, accountability and policy wording
With standard policies failing Gulf-bound passengers, Emirates is taking matters into its own hands
Lloyd's considers an independent panel to rule on acts of war - but whether such rulings would hold in US courts is already being questioned
You have been sued. You forward the complaint to your carrier expecting the defense to kick in, and instead you receive a denial letter. For a bank, lender, fintech, or any other b...
The court never decided who sabotaged the pipelines - and it didn't need to
Operating a business involves a constant stream of interactions. We open our doors to the ... Read more
In the aftermath of a hurricane, commercial property owners often find themselves caught in a "finger-pointing" battle between their property insurer and their flood insurer. This...
Coverage pulled mid-fight after a fire, an explosion, and one disputed MSA clause
They say a verbal deal made them an insured. AIG says no - now a court decides
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