Social Media Ideas for Alternative Lending

‘The alt solution is the prime solution’: Alternative borrowers increasingly staying put

Alternative lenders say today’s borrowers are more likely to be self-employed and asset-rich than credit-bruised, with many no longer viewing alt lending as a temporary stop on the...

How new competition is reshaping the DSCR lending market

A Kiavi executive says the newcomers are staying, giving brokers more lenders to weigh

Private lenders warn brokers to look beyond mortgage rates

Private mortgage lenders say fees and auto-renewal clauses can sharply increase costs, while longer timelines to qualify with traditional lenders make exit planning more important.

8 Alternative Data Sources Fintech Companies Use for Credit Decisions

A borrower can have steady income and a record of paying regular bills yet still have little information in a conventional credit file. Fintech lenders may look beyond that file to...

Mortgage lenders weigh AI, alternative data and credit models

MISMO panelists cited rental and cash flow data, plus AI rules that may affect licensing and compliance

Non-bank home lending surges 65% as borrowers look beyond traditional banks.

Australians are increasingly voting with their feet when it comes to choosing a home loan, with a growing number of borrowers turning to non-bank lenders. A non-bank lender provide...

Firm Backs Cash Flow Lending as Formal Credit Access Rises

Nume Ekeghe  Moniepoint has backed cash flow-based lending as a pathway to widening access to formal credit, following findings by Enhancing Financial Innovation and Access (EFInA)...

Truss Financial scales hybrid model with new direct lending platform

Truss is adding in-house underwriting and funding to cut turn times

SALT Lending says Bitcoin loans are paying for tuition and payroll, not just trades

Bitcoin-backed loans are diversifying financial strategies, potentially reshaping traditional lending and investment landscapes. The post SALT Lending says Bitcoin loans are paying...

Private credit loses edge as new funding options open up for companies

In the evolving world of private credit, the availability of high-yielding deals is dwindling, thanks to intensified competition and new regulatory measures. During the first half...

The Economics of Point-of-Sale Lending in India (Taras Boyko)

India’s next big lending opportunity may not begin with a loan application. It may begin at the chec...

DSCR loans are booming amid fragmented underwriting standards

After rampant fraud in Baltimore made headlines, underwriting guidelines and elevated fraud risks have the market on high alert

Non-QM is a fit, not a fallout

A growing share of loans are non-QM as bank statement and DSCR programs expand broker options

Opendoor moves ahead with mortgage offerings, touts controlled costs

Loans are available for any home purchase, not only Opendoor-owned properties

Opendoor Home Loans Exits Beta, Expands Beyond Its Own Listings

Opendoor Home Loans exits beta with fixed-rate loans and ARMs that can finance eligible purchases beyond Opendoor-owned homes. The post Opendoor Home Loans Exits Beta, Expands Beyo...

AI is transforming lending, but what could it miss? (Andy Trimmer)

AI is giving financial services a far richer picture of a business’ background and future trajectory...

The Credit Market Lens: Green Shoots And Legacy Risks In Direct Lending

DeFi-as-a-Service, Lending-as-a-Service and the Bank-Issued Rails

Private mortgage awareness gap persists, report finds

Canadians who turn to alternative lenders report stronger financial outcomes, yet most still see private mortgages as a last resort

PhysicsWallah retreats from direct student lending as FinZ loan book heads to Auxilo

PhysicsWallah’s sale of Rs 95.79 crore of loans marks a rethink of its May push to scale FinZ, with the company shifting to third-party lenders amid questions over capital allocati...

Bridge launches $500m direct lending fund for US retail suppliers

Bridge, a Citi-backed AI-powered lending platform, has launched a $500m (£368.2m) direct lending fund for US retail suppliers. The fund targets consumer packaged goods brands and r...

Crypto lending in 2026: From fixed-term loans to open-ended credit lines

Borrowing against Bitcoin is nothing new. Over the past decade, this market has moved away from fixed-term loans and toward open-ended credit lines, and the way holders reach cash...

Superbank Turns to AI to Expand Credit Assessments

Traditional credit scores don’t always tell the full story of a borrower’s financial health. Consumers who manage their money responsibly may still fall short of conventional scori...

These Loans Are Helping Real Estate Investors Buy and Rent Out Homes—So Why Doesn’t Everyone Get One?

With debt service coverage ratio (DSCR) loans, you make the case that the home you want to buy will pay for itself.