Social Media Ideas for Alternative Data

8 Alternative Data Sources Fintech Companies Use for Credit Decisions

A borrower can have steady income and a record of paying regular bills yet still have little information in a conventional credit file. Fintech lenders may look beyond that file to...

Mortgage lenders weigh AI, alternative data and credit models

MISMO panelists cited rental and cash flow data, plus AI rules that may affect licensing and compliance

Experian introduces Cashflow Data Bureau to power the next generation of underwriting

When cash flow insights are paired with credit data, Experian’s analysis shows a predictive performance increase of up to 40%. Source

Commerce Data as Credit Data

Sales, fulfillment, and shipping are becoming part of a merchant's potential borrowing capacity. The post Commerce Data as Credit Data appeared first on Practical Ecommerce.

Experian launches cashflow attributes for commercial lenders

Experian has unveiled Experian Cashflow Attributes for commercial lenders, a new solution that transforms business bank transaction data into analytics-ready attributes to help fin...

Financial Data Is Not Financial Intelligence (Steven Hatton)

Businesses have more financial data than at any point in history. ERP systems contain invoices, purc...

The Data Driving Central Banks

Insurance for AI Hyperscaler Debt, et al.

From FT yesterday: These are the large players in the AI boom; consider smaller players also involved in the AI boom. From the Economist: Credit markets are coming for CoreWeave. T...

BNPL regulation: the growing role of data in credit decisioning

Author: A finextra community member

Quant Teams Get Standardized Access to Kalshi Historical Data

Kalshi data is being standardized by BMLL for quant teams, enabling backtests on Fed, CPI and GDP events through Snowflake, SFTP and Data Lab. The post Quant Teams Get Standardized...

Axis Bank bets on data centres to gold loans to outpace industry credit growth

Demand is coming from sectors ⁠including data centres and small businesses as well as retail borrowers looking to monetise their gold

How Physical Businesses Can Use Data Like Software Companies Do

Business in the 21st century is likely to be defined by data. We’re collecting and analyzing more of it than ever before, and it’s this scaling that’s allowing for the development...

Vertical Data Provides Business Update

The Kalshi Citizen Debt Forecast (CDF)

Kalshi Research is doing interesting work on the fundamentals of prediction markets and also on how data from prediction markets can be used to improve other forecasts. Economists...