Latest updates for Alternative Credit Data

Fresh curated links around alternative credit data are collected here so marketers can spot useful updates and turn timely ideas into posts faster.

Recent items include:

  • Mortgage lenders weigh AI, alternative data and credit models
  • Block Unlocks Cash App Score Amid Alternative Credit Scoring Push
  • Credit Exclusion Isn't an On-Ramp Problem Anymore. It's a Continuity Problem. (Dinesh Chavali)

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Recent curated links from global sources. Generate one free draft from any story, then use SocialBu to schedule and refine your content calendar.

housingwire.com /2 weeks ago

Mortgage lenders weigh AI, alternative data and credit models

MISMO panelists cited rental and cash flow data, plus AI rules that may affect licensing and compliance

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paymentsjournal.com /1 week ago

Block Unlocks Cash App Score Amid Alternative Credit Scoring Push

Consumers’ financial lives have become fragmented among multiple banks, fintechs, and platforms. At the same time, digitization has delivered more data about customer behavior than...

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finextra.com /1 month ago

Credit Exclusion Isn't an On-Ramp Problem Anymore. It's a Continuity Problem. (Dinesh Chavali)

For a decade, one number has anchored nearly every conversation about credit access in this country:...

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amlegals.com /1 month ago

AI Credit Scoring in India: Data Privacy, Explainability and Algorithmic Fairness under the DPDPA

Introduction Lenders assessed creditworthiness using traditional indicators such as repayment history, income, and existing loans, with Credit Information Companies like CIBIL conv...

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localnews8.com /3 days ago

Credit score nation: How much do people think their score defines their financial future?

  This year, rental payment history is moving from the margins of mortgage lending into the score itself. In April 2026, the Federal Housing Finance Agency announced that Fannie Ma...

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mpamag.com /3 weeks ago

Legacy credit scores are costing lenders the next generation of buyers

New Experian data shows one in three consumers would switch lenders over outdated scoring models

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prunderground.com /1 week ago

Bloom Credit's Credit Building API Named 2026 Data Initiative Finalist, US FinTech Awards

Recognition honors Bloom+, the consumer permissioned data API that helps credit unions and banks turn bill payments into credit building tradelines without new debt The post Bloom...

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openbankingexpo.com /2 weeks ago

Noggin HQ raises £2.3m in seed round and receives FCA credit referencing authorisation

Newcastle-based fintech Noggin HQ has launched its alternative credit scoring technology to UK lenders after raising £2.3 million in an oversubscribed seed round. Source

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fintechnews.sg /4 weeks ago

Banking the Unreached With AI-Led Credit Decisioning

More than 70% of Southeast Asian adults remain unbanked or underbanked. That is not a development statistic. It is the largest untapped credit market on earth. Millions of these co...

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mpamag.com /1 month ago

Consumer credit scores hit 12-month high as delinquencies ease

VantageScore data shows US borrowers maintaining payment discipline heading into H2 2026

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australianfintech.com.au /4 weeks ago

Meet Credit Copilot: The AI tool built for lenders who want to compete differently

Credit Copilot extracts and structures what matters, compares observed data against declared information and flags what warrants a closer look, all mapped back to relevant policy r...

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finextra.com /3 weeks ago

Creditspring expands access to responsible credit with new FCA credit broking permission

Creditspring, the subscription-based credit provider on a mission to improve financial stability across the UK, has secured FCA permission to operate as a credit broker, enabling t...

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schneier.com /1 month ago

ICE Is Buying Access to Credit Card Records

Through data brokers, ICE is buying the information you provided to open a credit card.

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finextra.com /3 weeks ago

When it comes to securing finance, your credit score is just the beginning (Luke Trayfoot)

Businesses understand the importance of their credit score when they’re looking to grow. But everyon...

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australianfintech.com.au /1 month ago

Australian lenders report stronger lending outcomes from comprehensive credit reporting

Australian lenders are reporting more informed lending decisions, stronger competition and improved customer outcomes from Australia's comprehensive credit reporting framework.

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mpamag.com /1 month ago

Buy now, pay later could be the catalyst for the next credit crisis, private lender says

With more than $150 billion in shadow debt in play, Weinberg says a borrower with a 750 score could really be a 620, and nobody will know until something goes wrong

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australianfintech.com.au /1 month ago

New industry guidance released to support a fairer, more consistent credit report corrections process

The new resources were developed to standardise the credit report corrections process across the industry, creating a fairer system for consumers. 

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housingwire.com /5 days ago

Pulte says FHFA weighing bi-merge, single credit report

FHFA opens door to VantageScore for all lenders

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kn-online.de /1 month ago

Schufa gibt alte Scores an Banken weiter

Die Kreditauskunft Schufa speichert alte Daten wesentlich länger als bisher bekannt. Statt den gesetzlich vorgeschriebenen drei Jahren werden die Daten erst nach zehn Jahren gelösc...

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realtor.com /2 weeks ago

1 in 3 Homebuyers Say They Will Drop Their Mortgage Lender Over This Issue

Old scoring models don't take into account major changes in American earning and spending habits and the gig economy.

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kn-online.de /1 month ago

Schufa gibt alte Scores an Banken weiter: Diese Daten bleiben länger gespeichert als gedacht

Die Kreditauskunft Schufa speichert alte Daten wesentlich länger als bisher bekannt. Statt den gesetzlich vorgeschriebenen drei Jahren werden die Daten erst nach zehn Jahren gelösc...

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openbankingexpo.com /1 month ago

Responsible lender Plend secures £50m credit facility from Triple Point

Plend uses Open Banking data and proprietary credit technology to assess affordability based on a customer’s real financial circumstances. Source

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housingwire.com /1 month ago

Borrower trust by design

An IDC study shows slow closings and heavy manual underwriting, even as lenders add AI. The article outlines disclosure, data, human review, explanation and contestability choices...

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thelocal.de /2 weeks ago

Schufa: German credit-scoring agency accused of misusing customer data

A prominent data protection group on Wednesday demanded that Germany's main credit-scoring agency delete troves of data that it alleges has been stored illegally, and threatened co...

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Sources covering Alternative Credit Data

amlegals.com

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australianfintech.com.au

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fintechnews.sg

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localnews8.com

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finextra.com

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finextra.com

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