Social Media Ideas for Roth Conversion

IRMAA cliff can wreck a Roth-to-traditional conversion

Advisors rethink Roth IRA conversions after the OBBBA

The 2025 tax law changed the factors involved in the decision to convert a traditional IRA to a Roth.

3 Questions to Ask Before Doing a Roth Conversion

Before moving forward, make sure you're being strategic.

The Roth Conversion Mistake Too Many Pre-Retirees Make

If you don't manage conversions the right way, they could cost you.

I’m 63, a retired CPA with a $1.2 million 401(k). Do I need to bother with a Roth conversion?

“I don’t expect my marginal tax rate to be materially different in the future.”

What’s the Best Time of Year for a Roth Conversion?

You have to weigh the pros and cons of converting early in the year versus waiting until year-end.

Here's 1 Good Reason Not to Do a Roth Conversion Ahead of Retirement

It's a move that makes sense for a lot of people, but it may not be optimal for you.

We’re in our 50s and have $1.5 million in traditional 401(k)s. Is it too early to start Roth conversions?

“The last adviser we worked with lost a significant portion of our portfolio.”

Am I too old for Roth conversions? I’m 84 and my wife is 77. We have $8 million saved.

“We are reluctant to pay a financial adviser 2% of assets — roughly $160,000 per year.”

Biggest Roth IRA Blunders High-Earners Can Make

By Javier Simon A Roth IRA can be a powerful retirement savings tool. It allows for tax-free growth, tax-free withdrawals in retirement, and no required minimum distributions (RMD)...

Backdoor Roth, Mega Backdoor Roth & Your IRMAA/ACA Costs

Two CFP® professionals answer real questions on Roth conversion timing, the pro rata rule, and avoiding surprise Medicare or ACA costs. The post Backdoor Roth, Mega Backdoor Roth &...

How ETF conversions unlock diversification, tax deferral in stock portfolios

Clients with concentrated stock holdings might be better off turning their portfolios into ETFs in a tax deferral transaction called a Section 351 conversion.

New for 2026: Earn Over $150,000 and Your 401(k) Catch-Up Money Now Goes In as Roth, Whether You Like It or Not.

Have a Large 401(k) Balance and Approaching 62? Make Sure You Convert Before This Medicare Rule Kicks In

15 Common Roth IRA Mistakes That Can Ruin Your Tax-Free Retirement

There are great benefits to Roth retirement savings, but you'd best know the other side too.

Rich Americans Use IRAs to Make Tax-Free Millions. Is That Fair?

A new Senate bill would cap retirement accounts at $10 million after one Roth IRA turned $2,000 into $5 billion tax-free.

The One High-Yield Asset You Should Never Put in a Roth (and 3 You Should)

Trustee-to-Trustee Transfers of Inherited IRAs Through an Estate: Technical Analysis of PLR 202631001

PLR 202631001, July 31, 2026 For tax practitioners managing estate administrations, the post-mortem division of individual retirement accounts (IRAs) represents a significant...

Avoid Paying Tax on your Required Minimum Distributions

By Steven Jon Kaplan Depending upon your date of birth, you will eventually be required to take distributions each year from all of your non-Roth retirement accounts. Your custodia...

Avoid Paying Tax on your Required Minimum Distributions

By Steven Jon Kaplan Depending upon your date of birth, you will eventually be required to take distributions each year from all of your non-Roth retirement accounts. Your custodia...

WSJ: ‘A Roth IRA on Steroids’: Wealthy Americans Find Another Tax-Free Way to Invest

Miriam Gottfried (WSJ): ‘A Roth IRA on Steroids’: Wealthy Americans Find Another Tax-Free Way to Invest Enter private-placement life insurance, a customizable insurance contract th...

Should You Add Physical Gold to Your Roth IRA?

A dealer premium plus custodian markup can eat up to $4,000 of every $50,000 gold purchase — here's how the tax perks stack up

IRS provides guidance on rollovers between retirement plans and IRAs

Use of the sample forms and proposed rollover procedures in the guidance is optional for plan sponsors.

This Stealth RMD Trick Could Save You Thousands of Dollars in Taxes

It's a tactic worth exploring.