Social Media Ideas for Loss Mitigation

HUD Proposes Meaningful Changes to Partial Claim Process with Reinstatement Advance Payment Demonstration

Wet-ink note gambit fails to derail Lakeview's Delaware foreclosure case

Borrowers tried four ways out and parked the house in a family trust - the case survived

Missouri lets lenders modify mortgages and keep their lien priority

One law, two new rulebooks - and a 30-day clock now ticking on some home sales

UWM derivatives strategy under scrutiny after trade loss

United Wholesale Mortgage (UWM)’s strategy to protect its assets is under scrutiny following a recent analysis of public filings.

FHA proposes partial claim model that drops subordinate liens

The Federal Housing Administration (FHA) is proposing a new structure, called Reinstatement Advance Payment (RAP), that would change how servicers document and service partial clai...

How brokers are helping multifamily owners survive rate resets

Payments are doubling on maturing loans, and one veteran broker says creative refinancing is the answer

Brokers to Vets: New “safety net” for borrowers who miss payments

Delivering the news on new foreclosure-prevention tool going into a mortgage helps you strengthen your relationship with Veterans long-term

Mitigating Urban Hurricane Risk with Grassroots Conversations

While high-level boardroom strategies and contingency plans are essential, it’s the daily, “boots on the ground” conversations that can more imminently move the needle. Immediate,...

Lendistry Home Loans Launches Disaster Recovery Mortgage Pilot for Homeowners Displaced by 2025 LA Wildfires

This program offers sustainable, accessible financing to homeowners who remain unable to rebuild in historic LA communities

Using Offsets and Credits to Reduce Exposure in Collection Lawsuits

When your business is sued for money, the amount the plaintiff demands is rarely the amount you actually owe. Offsets and credits let a defendant reduce, and sometimes erase, that...

The Complete Guide to Fixing Losing Options Trades

Every options trader faces losing trades. It’s not a question of if, it’s when. What separates consistently profitable traders from everyone else isn’t avoiding losses; it’s knowin...

Housing Finance — When Helping a Deal Can Cross a Regulatory Line

Defending Against Aggressive Lender Enforcement Actions

Aggressive lender enforcement rarely starts with a lawsuit. It starts with a bank applying your operating balance to the loan, a notice telling your customers to send payments else...

PERILS trims Windstorm Nils loss estimate to €695 million

The third estimate settles below the second but above the first - a revision sequence that has direct implications for parametric trigger instruments

What is auto-deleveraging? When winning gets you closed

ADL force-closes profitable positions when liquidations cannot clear. Where it sits in the waterfall, how you get selected, and how to reduce it.

Workout vs Litigation: How Businesses Respond to Debt Pressure

When a lender starts sending default letters, the workout vs litigation decision usually gets made in the first few weeks, often before the borrower realizes a decision is being ma...

A Growing Number of Homeowners Are Avoiding Foreclosure With 1 Little-Known Option

Realtor.com says short sales now sell for a smaller discount than foreclosures, reversing a decade-long trend.

loanDepot narrows Q2 net loss as home equity lifts margins

loanDepot cut its Q2 net loss to $6.6M as revenue rose 18% to $337.3M and originations increased 4% to nearly $8B.

UWM plunges into the red in Q2 after $450m+ net loss

The quarter's net loss was driven primarily by a hedge-related event tied to UWM's failed bid to acquire Two Harbors Investment Corp.

FHA and VA foreclosures could more than double by next fall, executive predicts

With FHA trial plans failing and VA options limited, a loss mitigation veteran says foreclosures are likely to increase

Pennymac Rolls Out VA Partial Claims Ahead of November Deadline

Pennymac is rolling out VA partial claims early as servicers prepare for a Nov. 28 deadline to implement the new foreclosure-prevention program. The post Pennymac Rolls Out VA Part...

When the house burns down, someone has to show up

At a HUD 2027 budget hearing, officials provided no timeline for a disaster recovery package for January 2025 California wildfire victims. Mortgage leaders say state forbearance un...

New Escrow Rules May Eliminate Interest Payments: What Homeowners Stand To Lose—and Why Your State May Be Suing To Save...

New federal mortgage escrow rules issued by the OCC grant national banks and federal savings associations full discretion over interest.

Newrez servicing arm sued in New Jersey over alleged RESPA violations

Homeowner alleges Shellpoint delayed loss-mitigation reviews and sent inconsistent figures while foreclosure activity continued.