Social Media Ideas for Ho-3 Insurance Policies In Florida

Three New HO Carriers and an Improving Condo Market in Florida, Reports Show

Three new property insurance companies have entered the Florida market this spring, bringing to 20 the number of new carriers since Florida lawmakers ended assignment-of-benefit ag...

Florida Citizens Clarifies What is ‘Comparable Coverage’ in HO, DP Policies

Carriers making takeout offers for Florida Citizens Property Insurance policies have often run into a question: What exactly constitutes “comparable coverage?” That has posed some...

Home insurance and the unraveling of Florida communities

Home insurance and the unraveling of Florida communities By Zac Taylor, Delft University of Technology While visiting family in St. Petersburg, Florida, in November 2024, I found m...

3 Florida Metros Where the Insurance-to-Mortgage Ratio Still Tops 40%

For many Florida homebuyers, a mortgage is only part of the affordability equation. In several metro areas, a rising insurance-to-mortgage ratio means insurance costs now account f...

The E&S coastal market is splitting, and brokers shouldn't price it as one

Carolinas coastal property owners are seeing relief this year; Floridians, less so. And the reasons have little to do with the weather

Property insurance experts are cautiously optimistic ahead of Florida hurricane season

Premiums Will Skyrocket by 2035, and Discounts Not Enough for Wind Mit, Studies Say

Home fortifications, from roof tie-downs to window protections, have been recognized as key factors in reducing losses, claims and premiums in hurricane-prone states like Florida....

Hurricane-Proof Your Coverage- Essential Tips for Homes and Businesses as the 2026 Hurricane Season Approaches

Why many homeowners are discovering their insurance coverage is no longer enough

Rising home values, extreme weather, and inflation are quietly turning outdated homeowner’s insurance policies into a serious financial vulnerability for millions of Americans. Man...

State Farm loses Florida pre-suit notice fight on older property policies

The ruling reopens older claims that insurers thought they had already shut down

These 3 Cities Have the Most Homes at Risk of Being Hit by a Hurricane This Year—and Insurance Issues Look Different in...

With the Super El Niño top of mind, new data highlights which metros are the most vulnerable, with homeowners having the most to lose.

Why Is Florida Letting Surplus Lines Insurers Send Florida Policyholders to New York?

Florida property owners buy insurance for Florida buildings, pay premiums from Florida, suffer hurricane losses in Florida, hire Florida contractors, and have their claims adjusted...

Florida’s insurance exodus is triggering a 2008-style chain reaction — with one critical difference

Can't get home insurance in Florida? Your neighbor's property value just became your problem too.

Texans Urged to Check Home, Auto Insurance Before Hurricane Season Hits

Standard home insurance often excludes wind and flood damage — and flood policies take 30 days to kick in, so the clock is already ticking.

DUAL North America Launches California Homeowners Product

DUAL North America launched a California Homeowners insurance product, expanding its U.S. personal lines offering. The product is written on an HO-3 form, backed by an A.M. Best ‘A...

What are the different types of homeowners insurance?

What are the different types of homeowners insurance?

Florida clears two carriers to absorb 40,000 Citizens policies

Mangrove and Florida Peninsula join the state's accelerating push to shrink its insurer of last resort

As Florida’s housing market finds its footing, sellers still face pricing realities

HousingWire Data shows the median list price of homes in Florida at $495,000, with the median price of new listings at $450,000.

Need Wind Mitigation? New Florida Insurer Wants to Help With That

Is this the future of home insurance in disaster-prone areas: The carrier coordinates the home-hardening work, from connecting homeowners with contractors to installing sensors, an...

World Insurance expands Florida footprint with Lock Insurance deal

Brokerage is pressing ahead with acquisitions in a Florida market that is attracting new capital for the first time in years

Renner Wants to Drop Premium Taxes, Expand Florida Cat Fund Coverage

Florida gubernatorial candidate Paul Renner, a former speaker of the Florida House, wants to eliminate the premium tax on residential property, part of his plan to reduce homeowner...

How to save on homeowners insurance

The Ultimate 2026 Hurricane Preparation Checklist for Commercial Property Owners

With the 2026 hurricane season officially underway, commercial property owners must move beyond general awareness to actionable preparation. A well-executed plan can be the differe...