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Twenty new carriers, falling litigation, and moderating rates are reshaping where Florida property risks can be placed
Money has come rushing back into the state
Universal Property & Casualty Insurance Co., now Florida’s second-largest property insurer behind only State Farm Florida, continues to rebound from the dark days of Florida’s...
Nearly 20 insurers entered or reentered Florida after 2022 and 2023 reforms, easing quoting and closing challenges.
Florida's personal auto loss ratio reached 52.5% in 2025 - that is the figure that tells brokers how far the market has moved since 2023's 31.7% rate jump
Florida’s property insurance industry has received some very good news. AM Best reports that Florida domestic property insurers generated nearly $1 billion in underwriting gains du...
Average homeowner insurance rates in Florida did not decline in 2025, but they increased less than 1%, down sharply from the double-digit average increases seen in 2022 and 2023. A...
At the height of the Florida property insurance crisis in the early 2020s, one statistic seemed to galvanize the movement for reforming the state’s insurance claims litigation stat...
While a number of Florida-domiciled property insurers have begun rebuilding their policy portfolios in the last 12 months, Tampa-based Heritage Insurance has continued to shed poli...
Over the last half-century as an insurance agency owner in south Florida, Tom Lynch has seen the ups and downs of the state’s property-casualty insurance market, from the rise of d...
Florida regulators are considering three rule changes, one on how market-conduct examinations are triggered, one on an expanded claims-dispute mediation system, and one that would...
Governor comes to visit world’s specialist insurance capital as he looks to bolster once-troubled insurance sector
A 63.4% combined ratio from a Florida homeowners carrier signals the market has structurally shifted
Litigation reforms cut the state's share of national homeowners suits from 79% to 41%, with Citizens policies at a 25-year low
A statewide legal overhaul is now showing up directly in insurer earnings
Boca Raton-based Edison Insurance Co., now with more than 145,000 policies in force, has joined the list of Florida property insurers filing for rate decreases this year, three yea...
Russo, Donalds and Jolly offer three distinct approaches, from consumer transparency to a full state takeover of hurricane risk
A new wave of non-renewal notices means Florida brokers face a busy placement period
One Florida insurance agent won the Republican nomination for his seat in the state House of Representatives but two other agents did not make the cut in Tuesday’s primary voting....
A state-backed wind-only catastrophe program would sit on top of FHCF, Citizens and private reinsurers - the interaction questions matter more than the polling numbers
Orion180 Insurance Group Inc. filed for a US initial public offering, as the company looks to carve out a bigger share of the fast-growing specialty homeowners and flood insurance...
Three years of litigation reform are showing up in carrier pricing - and Florida brokers should take note
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