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Florida’s Mangrove Insurance Launches Sidecar Reinsurance Vehicle

St. Petersburg-based Mangrove Property Insurance, launched two years ago, has created its own reinsurance sidecar, the company announced. Grove Re Ltd., domiciled in Bermuda, will...

Florida's property market has shifted - what brokers need to know

Twenty new carriers, falling litigation, and moderating rates are reshaping where Florida property risks can be placed

Florida’s Universal Basking in the Sunshine of Legislative Changes

Universal Property & Casualty Insurance Co., now Florida’s second-largest property insurer behind only State Farm Florida, continues to rebound from the dark days of Florida’s...

DeSantis pitches Florida's insurance turnaround to Lloyd's

Governor comes to visit world’s specialist insurance capital as he looks to bolster once-troubled insurance sector

Florida's surplus lines market is booming as prices fall

Money has come rushing back into the state

Independent candidate Russo unveils Florida property insurance reform plan

A state-backed wind-only catastrophe program would sit on top of FHCF, Citizens and private reinsurers - the interaction questions matter more than the polling numbers

Florida-Based Heritage Continues to Shed Policies as Earnings Soar to New Heights

While a number of Florida-domiciled property insurers have begun rebuilding their policy portfolios in the last 12 months, Tampa-based Heritage Insurance has continued to shed poli...

Florida’s Edison Files for 9.8% Average Residential Rate Drop

Boca Raton-based Edison Insurance Co., now with more than 145,000 policies in force, has joined the list of Florida property insurers filing for rate decreases this year, three yea...

Data center buildout pushing insurers toward reinsurance and global capacity

Lockton head says multibillion campuses demand new approaches to concentration and placement

2,900 Required Condo Inspections Were Never Completed, Florida Report Finds

Four years after Florida lawmakers ordered condominium buildings to be inspected regularly in the wake of the deadly Surfside collapse, a state report shows that more than 8,700 bu...

New Ways Florida Is Adapting to Growing Threats From Sea Level and Storms

One day there was a roof. The next morning it was gone. Jeffrey Huber still remembers the day some 34 years ago when Hurricane Andrew blew off the roof of his childhood home, one o...

Florida Citizens Awards Commercial Clearinghouse Management to Bridge Specialty

Despite months of lobbying and significant political campaign contributions by Ryan Turner Specialty brokerage, the winning bid for management of part of a Florida Citizens Propert...

American Integrity posts record Q2 as litigation reforms pay off

A 63.4% combined ratio from a Florida homeowners carrier signals the market has structurally shifted

Universal's Q2 profit surge tracks Florida reform gains

A statewide legal overhaul is now showing up directly in insurer earnings

Tropical Storm Bertha puts Gulf Coast insurers on alert

Citizens has suspended new coverage statewide as the slow-moving storm threatens wind, surge and flash-flood losses

Florida homebuyers can breathe easier as insurance market rebounds

Nearly 20 insurers entered or reentered Florida after 2022 and 2023 reforms, easing quoting and closing challenges.

Insurers Consider Impacts of Troubled NYC Tower on Office-to-Residential Marketplace

While the investigation dig into what caused a pair of columns to buckle on a New York City office tower conversion, insurers and other risk management experts are keeping a close...

Universal Insurance Holdings: Reforms In Florida Have Restored Profitability

Two Years in, Ortiz Steps Down as CEO of Florida Re

Alvaro Ortiz, the CEO of Tampa-based Florida Insurance and Reinsurance Co. since it was formed in 2024, has resigned from the fledgling company without a public explanation or indi...

Floridians Saved Almost $3B on HO and Auto Premiums Last Year, Actuarial Report Finds

Average homeowner insurance rates in Florida did not decline in 2025, but they increased less than 1%, down sharply from the double-digit average increases seen in 2022 and 2023. A...

Florida's 2026 governor candidates split on how to fix insurance affordability

Russo, Donalds and Jolly offer three distinct approaches, from consumer transparency to a full state takeover of hurricane risk

Florida tort reform delivers as carriers slash auto rates across the board

Three years of litigation reform are showing up in carrier pricing - and Florida brokers should take note

Florida homeowners insurance lawsuit share drops to 41% after reform push

Litigation reforms cut the state's share of national homeowners suits from 79% to 41%, with Citizens policies at a 25-year low

As US Residential Solar Industry Craters, Florida Bucks Trend

While the residential solar market is collapsing nationwide after President Donald Trump ended a popular tax credit in December, one state is proving to be a surprising exception:...