Latest updates for Florida Property Insurance Market

Fresh curated links around Florida property insurance market are collected here so marketers can spot useful updates and turn timely ideas into posts faster.

Recent items include:

  • Florida's property market has shifted - what brokers need to know
  • Florida's surplus lines market is booming as prices fall
  • Florida homebuyers can breathe easier as insurance market rebounds

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insurancebusinessmag.com /5 days ago

Florida's property market has shifted - what brokers need to know

Twenty new carriers, falling litigation, and moderating rates are reshaping where Florida property risks can be placed

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insurancebusinessmag.com /1 month ago

Florida's surplus lines market is booming as prices fall

Money has come rushing back into the state

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housingwire.com /1 week ago

Florida homebuyers can breathe easier as insurance market rebounds

Nearly 20 insurers entered or reentered Florida after 2022 and 2023 reforms, easing quoting and closing challenges.

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insurancejournal.com /1 month ago

Florida’s Universal Basking in the Sunshine of Legislative Changes

Universal Property & Casualty Insurance Co., now Florida’s second-largest property insurer behind only State Farm Florida, continues to rebound from the dark days of Florida’s...

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insurancejournal.com /6 days ago

Floridians Saved Almost $3B on HO and Auto Premiums Last Year, Actuarial Report Finds

Average homeowner insurance rates in Florida did not decline in 2025, but they increased less than 1%, down sharply from the double-digit average increases seen in 2022 and 2023. A...

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insurancejournal.com /1 month ago

Florida’s Edison Files for 9.8% Average Residential Rate Drop

Boca Raton-based Edison Insurance Co., now with more than 145,000 policies in force, has joined the list of Florida property insurers filing for rate decreases this year, three yea...

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seekingalpha.com /1 month ago

Universal Insurance Holdings: Reforms In Florida Have Restored Profitability

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propertyinsurancecoveragelaw.com /1 month ago

Chip Merlin’s View of Florida’s Insurance Marketplace: The Insurance Industry Is Healthy. Why Do Policyholders Still Fee...

Florida’s property insurance industry has received some very good news. AM Best reports that Florida domestic property insurers generated nearly $1 billion in underwriting gains du...

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insurancebusinessmag.com /1 month ago

Florida's 2026 governor candidates split on how to fix insurance affordability

Russo, Donalds and Jolly offer three distinct approaches, from consumer transparency to a full state takeover of hurricane risk

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insurancejournal.com /1 month ago

Hispanic Neighborhoods in Florida Pay Much Higher Premiums, Consumer Group Says

Florida’s top insurance regulator and some insurance producers, including the former president of the Latin American Association of Insurance Agents, are questioning a report that...

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insurancebusinessmag.com /1 month ago

DeSantis pitches Florida's insurance turnaround to Lloyd's

Governor comes to visit world’s specialist insurance capital as he looks to bolster once-troubled insurance sector

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insurancejournal.com /1 month ago

Florida’s Share of Claims Lawsuits Now About Half of 2020 Numbers, Data Show

At the height of the Florida property insurance crisis in the early 2020s, one statistic seemed to galvanize the movement for reforming the state’s insurance claims litigation stat...

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insurancebusinessmag.com /1 week ago

Root cuts Florida rates 15% as the state's personal auto loss ratio hits bottom level in 15 years

Florida's personal auto loss ratio reached 52.5% in 2025 - that is the figure that tells brokers how far the market has moved since 2023's 31.7% rate jump

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insurancejournal.com /1 month ago

As US Residential Solar Industry Craters, Florida Bucks Trend

While the residential solar market is collapsing nationwide after President Donald Trump ended a popular tax credit in December, one state is proving to be a surprising exception:...

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insurancejournal.com /4 weeks ago

Florida-Based Heritage Continues to Shed Policies as Earnings Soar to New Heights

While a number of Florida-domiciled property insurers have begun rebuilding their policy portfolios in the last 12 months, Tampa-based Heritage Insurance has continued to shed poli...

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insurancejournal.com /1 month ago

Florida Regulators Mulling New Rules on Market Conduct Exams, Reporting

Florida regulators are considering three rule changes, one on how market-conduct examinations are triggered, one on an expanded claims-dispute mediation system, and one that would...

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insurancejournal.com /1 month ago

After 55 Years in Florida Insurance, Tom Lynch Reflects on Agencies, Changes Needed

Over the last half-century as an insurance agency owner in south Florida, Tom Lynch has seen the ups and downs of the state’s property-casualty insurance market, from the rise of d...

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insurancebusinessmag.com /1 month ago

Independent candidate Russo unveils Florida property insurance reform plan

A state-backed wind-only catastrophe program would sit on top of FHCF, Citizens and private reinsurers - the interaction questions matter more than the polling numbers

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insurancebusinessmag.com /1 month ago

Florida homeowners insurance lawsuit share drops to 41% after reform push

Litigation reforms cut the state's share of national homeowners suits from 79% to 41%, with Citizens policies at a 25-year low

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insurancejournal.com /2 weeks ago

Orion180 Files for IPO, Eyeing Home and Flood Insurance Market

Orion180 Insurance Group Inc. filed for a US initial public offering, as the company looks to carve out a bigger share of the fast-growing specialty homeowners and flood insurance...

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insurancejournal.com /1 month ago

Another Sign of the Times: Security First Reduces Average Dwelling/Fire Rates

Ormond Beach-based Security First Insurance, with almost 50,000 dwelling/fire policies in Florida, announced it has cut average rates and is offering new discounts for DP policyhol...

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insurancebusinessmag.com /1 day ago

Utah overtakes California and Florida as insurers pull back from homeowners fastest

Utah has become the epicenter of a homeowners insurance retreat that, until this year, was mostly associated with hurricane- and wildfire-battered Florida and California.

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seekingalpha.com /2 weeks ago

U.S. E&S Insurance Market Report: Niche To Necessity For Homeowners

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insurancebusinessmag.com /4 weeks ago

American Integrity posts record Q2 as litigation reforms pay off

A 63.4% combined ratio from a Florida homeowners carrier signals the market has structurally shifted

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Sources covering Florida Property Insurance Market

seekingalpha.com

Recent coverage from public sources
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housingwire.com

Recent coverage from public sources
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insurancebusinessmag.com

Recent coverage from public sources
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insurancejournal.com

Recent coverage from public sources
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propertyinsurancecoveragelaw.com

Recent coverage from public sources
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