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The survey was released the same day newspapers published a state-commissioned report on insurer affiliate fees that the Florida Senate wanted destroyed
Twenty new carriers, falling litigation, and moderating rates are reshaping where Florida property risks can be placed
Average homeowner insurance rates in Florida did not decline in 2025, but they increased less than 1%, down sharply from the double-digit average increases seen in 2022 and 2023. A...
Industry group challenges gloomy homeowner perceptions as rates ease and private-market capacity continues to return
A disputed "$1,000 hurricane tax" ad has put Democrat David Jolly's plan to take wind coverage out of homeowners policies under the microscope
Nearly 20 insurers entered or reentered Florida after 2022 and 2023 reforms, easing quoting and closing challenges.
How to solve California's home insurance crisis
Florida’s insurance commissioner announced his office has approved four rate decreases on homeowner policies, averaging 7% and affecting 62,000 policies at renewal. And more rate c...
The push for a clearinghouse for Citizens Property Insurance commercial policies appears to have hit a snag with little time to spare before a January deadline mandated by Florida...
Florida policyholders paid $3 billion less for home and auto insurance in 2025 than the year before
Florida insurance regulation occasionally produces a story that sounds like it was written for a “Florida Man” contest. The state hires an experienced insurance financial examiner...
Rate cuts affect more than 62,000 policies
If Isaias turns into a hurricane and hits the Florida Panhandle on Oct. 9, as forecast, a population of more than 1.4 million lies in its path. The number of those that are insured...
Utah has become the epicenter of a homeowners insurance retreat that, until this year, was mostly associated with hurricane- and wildfire-battered Florida and California.
Florida and New York are the two most failure-prone insurance jurisdictions on earth by frequency, but state guarantee funds mean US policyholders are better protected than most
Moody’s says large nationals are well-positioned to absorb Isaias losses as January pricing softening continues
The push for a high-tech clearinghouse for Citizens Property Insurance commercial policies appears to have hit a snag with little time to spare before a January deadline mandated b...
On January 7 2025, an ill wind began to blow down the mountain canyons north of Los Angeles. Upland forests and shrubs were already bone dry thanks to a delayed start to the winter...
Centenary analysis of the 1926 Great Miami Hurricane shows exposure has grown to levels the industry has never had to absorb
Losses hit earnings, not capital, but unrated Florida specialists face scrutiny
The late-season hurricane known as Isaias has so far produced about 47,000 claims in Florida, with estimated insured losses at $582 million, carriers have reported to the Florida O...
Two weeks after South Carolina’s insurance regulator took steps to place Atlantic Coast Life Insurance into rehabilitation, another state’s commissioner has suspended the company a...
Record El Niño puts a fresh squeeze on a fragile home insurance market
The first Atlantic hurricane of 2026 could test whether rising premiums and months of calm pushed policyholders toward bigger coverage gaps
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