Social Media Ideas for Florida Insurance Regulation

Court Upholds Florida Regulators’ Authority to Investigate Viatical Settlement Firms

A Florida appeals court this week underscored state regulators’ authority to investigate insurance service companies, two years after a viatical settlement firm refused to open its...

Florida Commissioner Suspends A-Cap’s Atlantic Coast Life Over Surplus Issues

Two weeks after South Carolina’s insurance regulator took steps to place Atlantic Coast Life Insurance into rehabilitation, another state’s commissioner has suspended the company a...

Florida OIR Orders Unlicensed RRG to Cease and Desist After Owners Arrested

Florida’s insurance commissioner on Monday ordered an unlicensed risk retention group and its principals to cease operating, two months after the owners were charged in connection...

Florida’s Secret Insurance Report: Too Flawed to Trust and Too Secret to Check?

Florida insurance regulation occasionally produces a story that sounds like it was written for a “Florida Man” contest. The state hires an experienced insurance financial examiner...

Florida's property market has shifted - what brokers need to know

Twenty new carriers, falling litigation, and moderating rates are reshaping where Florida property risks can be placed

Florida OIR Approves Four More HO Rate Cuts as Citizens Keeps Shrinking

Florida’s insurance commissioner announced his office has approved four rate decreases on homeowner policies, averaging 7% and affecting 62,000 policies at renewal. And more rate c...

Florida Supreme Court Approves Board Certification in Insurance Law

Lawyers on both sides of the insurance aisle will soon be able to say they are “board-certified” in insurance coverage law, after the Florida Supreme Court approved the new certifi...

Floridians Saved Almost $3B on HO and Auto Premiums Last Year, Actuarial Report Finds

Average homeowner insurance rates in Florida did not decline in 2025, but they increased less than 1%, down sharply from the double-digit average increases seen in 2022 and 2023. A...

Florida homeowners insurance rates are falling as reforms take hold, APCIA says

Florida policyholders paid $3 billion less for home and auto insurance in 2025 than the year before

Citizens cuts policy count to 270,000 amid non-renewal push

A new wave of non-renewal notices means Florida brokers face a busy placement period

Florida AG Says His Office Investigating ‘Anti-Public Adjuster’ Endorsements in Policies

In the long-simmering clash between property insurers and public adjusters, the adjusters now have Florida’s chief law enforcement officer on their side, after state Attorney Gener...

Florida’s Commercial Clearinghouse Plan Hits a Snag, With OIR and Board Concerns

The push for a clearinghouse for Citizens Property Insurance commercial policies appears to have hit a snag with little time to spare before a January deadline mandated by Florida...

Florida homeowners aren't buying the insurance recovery as it becomes a midterm issue

The survey was released the same day newspapers published a state-commissioned report on insurer affiliate fees that the Florida Senate wanted destroyed

Florida's governor's race turns on a big question: who should carry the state's hurricane risk?

A disputed "$1,000 hurricane tax" ad has put Democrat David Jolly's plan to take wind coverage out of homeowners policies under the microscope

Florida OFR Resolves Alleged Unlicensed Consumer Lending

On September 10, the Florida Office of Financial Regulation (OFR) entered a final order adopting a stipulation and consent agreement with a consumer finance company to resolve alle...

Florida property insurers move from recovery to rate competition

Rate cuts affect more than 62,000 policies

Triple-I: Florida insurance survey misses ‘vastly improved’ market

Industry group challenges gloomy homeowner perceptions as rates ease and private-market capacity continues to return

Florida homebuyers can breathe easier as insurance market rebounds

Nearly 20 insurers entered or reentered Florida after 2022 and 2023 reforms, easing quoting and closing challenges.

New York Proposes Rule to Require Prior Approval of Auto Insurance Rate Hikes

New York officials are moving to require auto insurers to obtain prior approval before implementing any increases in private passenger insurance rates. The New York State Departmen...

Florida-only carriers bear the brunt as reinsurance renewals hold

Moody’s says large nationals are well-positioned to absorb Isaias losses as January pricing softening continues

NCCI Recommends Another Workers’ Comp Rate Cut for Florida

The National Council on Compensation Insurance is recommending a 7.4% average rate decrease for workers’ compensation insurance, voluntary market, in Florida. If approved by state...

Governor Abbott Directs the Texas Department of Insurance to Address Rising Property and Casualty Insurance Costs: What...

1,273 insurers have failed globally since 2000, new PACICC catalog finds

Florida and New York are the two most failure-prone insurance jurisdictions on earth by frequency, but state guarantee funds mean US policyholders are better protected than most

Isaias: 47,000 Claims and $582M in Losses in Florida So Far, OIR Reports

The late-season hurricane known as Isaias has so far produced about 47,000 claims in Florida, with estimated insured losses at $582 million, carriers have reported to the Florida O...