Latest updates for Florida Homeowners Insurance

Fresh curated links around Florida homeowners insurance are collected here so marketers can spot useful updates and turn timely ideas into posts faster.

Recent items include:

  • Florida homeowners aren't buying the insurance recovery as it becomes a midterm issue
  • Floridians Saved Almost $3B on HO and Auto Premiums Last Year, Actuarial Report Finds
  • Florida homeowners insurance rates are falling as reforms take hold, APCIA says

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insurancebusinessmag.com /4 weeks ago

Florida homeowners aren't buying the insurance recovery as it becomes a midterm issue

The survey was released the same day newspapers published a state-commissioned report on insurer affiliate fees that the Florida Senate wanted destroyed

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insurancejournal.com /1 month ago

Floridians Saved Almost $3B on HO and Auto Premiums Last Year, Actuarial Report Finds

Average homeowner insurance rates in Florida did not decline in 2025, but they increased less than 1%, down sharply from the double-digit average increases seen in 2022 and 2023. A...

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insurancebusinessmag.com /3 weeks ago

Florida homeowners insurance rates are falling as reforms take hold, APCIA says

Florida policyholders paid $3 billion less for home and auto insurance in 2025 than the year before

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housingwire.com /1 month ago

Florida homebuyers can breathe easier as insurance market rebounds

Nearly 20 insurers entered or reentered Florida after 2022 and 2023 reforms, easing quoting and closing challenges.

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insurancebusinessmag.com /3 weeks ago

Triple-I: Florida insurance survey misses ‘vastly improved’ market

Industry group challenges gloomy homeowner perceptions as rates ease and private-market capacity continues to return

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insurancebusinessmag.com /1 month ago

Florida's governor's race turns on a big question: who should carry the state's hurricane risk?

A disputed "$1,000 hurricane tax" ad has put Democrat David Jolly's plan to take wind coverage out of homeowners policies under the microscope

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insurancebusinessmag.com /1 month ago

Florida's property market has shifted - what brokers need to know

Twenty new carriers, falling litigation, and moderating rates are reshaping where Florida property risks can be placed

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insurancejournal.com /2 weeks ago

Two Past Hurricanes, OIR Data Give Idea of What to Expect From Isaias in Florida

If Isaias turns into a hurricane and hits the Florida Panhandle on Oct. 9, as forecast, a population of more than 1.4 million lies in its path. The number of those that are insured...

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insurancejournal.com /1 month ago

Florida OIR Approves Four More HO Rate Cuts as Citizens Keeps Shrinking

Florida’s insurance commissioner announced his office has approved four rate decreases on homeowner policies, averaging 7% and affecting 62,000 policies at renewal. And more rate c...

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insurancebusinessmag.com /1 month ago

Utah overtakes California and Florida as insurers pull back from homeowners fastest

Utah has become the epicenter of a homeowners insurance retreat that, until this year, was mostly associated with hurricane- and wildfire-battered Florida and California.

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insurancejournal.com /2 weeks ago

Security First Offers Bundling Discount if Same Agent Used for Home and Auto

No, Florida-domiciled property insurance carrier Security First Insurance is not going into the auto coverage business. But it is offering a small bundling discount for homeowners...

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grist.org /1 month ago

As extreme weather worsens, Black and Hispanic homeowners are paying more for insurance

Residents in predominantly Hispanic communities in Florida are paying on average $5,014 more annually for their policies, a new report says.

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insurancejournal.com /1 month ago

Florida Home Sellers Cutting Prices Adds to Pressure on Lennar

Lennar Corp. highlighted yet another challenge for homebuilders that have been contending with sluggish demand and high mortgage rates: price competition from a growing supply of e...

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housingwire.com /1 month ago

Homeowners insurance costs hit another record high of $209 per month in Q2 2026

Homeowners who changed insurers bucked the trend, saving an average of 6.6%

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localnews8.com /4 weeks ago

The states where home insurance is becoming unaffordable in 2026

Florida has the highest average home insurance premium in 2026, according to new Insurance.com data fielded by Quadrant Information Services; rates climbed to $8,471 per year for a...

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realtor.com /1 month ago

The True Carrying Cost of Vacation Homes: How Insurance Is Eating Second-Home Yields

Rising premiums and insurer nonrenewals are making vacation homes more expensive to carry—and threatening short-term rental returns.

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insurancejournal.com /1 month ago

FEMA’s New Flood Maps Means More Homes Require Flood Insurance: Cotality

New changes to FEMA’s flood maps means that thousands more residential properties are now located within the high-risk Special Flood Hazard Area (SFHA), according to a Cotality ale...

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sflcn.com /1 month ago

Essential Home Maintenance Tips for Florida Homeowners

FORT MYERS, Fla– Living in Florida has its perks — warm weather, outdoor living, lush landscaping, a patio you can actually use most of the year. But that same climate … The post E...

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insurancebusinessmag.com /1 month ago

Citizens cuts policy count to 270,000 amid non-renewal push

A new wave of non-renewal notices means Florida brokers face a busy placement period

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propertyinsurancecoveragelaw.com /1 week ago

Hurricane Isaias: Waking Up to the Wrong Insurance Coverage

Hurricane Isaias came ashore near Destin on Friday night with sustained winds of 105 mph. As Panhandle business and homeowners begin documenting damage, some will face a second sho...

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insurancebusinessmag.com /1 month ago

Florida property insurers move from recovery to rate competition

Rate cuts affect more than 62,000 policies

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moneytalksnews.com /1 week ago

FEMA Review Council’s Proposed Cutoff Would Have Excluded 29% of Disasters Since 2012. Check Your Flood Coverage

Almost a third of flood claims come from outside high-risk areas, and most homeowners policies won't cover them.

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insurancebusinessmag.com /1 month ago

California's homeowners insurance market is now 15% nonstandard

FAIR Plan and E&S placements have become routine in California, with a 29.1% rate increase due next month

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insurancejournal.com /5 days ago

Isaias: 47,000 Claims and $582M in Losses in Florida So Far, OIR Reports

The late-season hurricane known as Isaias has so far produced about 47,000 claims in Florida, with estimated insured losses at $582 million, carriers have reported to the Florida O...

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Sources covering Florida Homeowners Insurance

grist.org

Recent coverage from public sources
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localnews8.com

Recent coverage from public sources
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sflcn.com

Recent coverage from public sources
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housingwire.com

Recent coverage from public sources
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housingwire.com

Recent coverage from public sources
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insurancebusinessmag.com

Recent coverage from public sources
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