You'll soon need a Flood Performance Certificate to get affordable home insurance
Flood Re said it was working with insurers and lenders to get flood performance certificates up and running.
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Flood Re said it was working with insurers and lenders to get flood performance certificates up and running.
A sharp levy rise, a cat bond, and new resilience certificates signal a scheme racing to stay viable before its 2039 wind-down
Annual results showed 353,000 policies ceded and a strong capital position as the scheme marks a decade of operation
The UK’s flood insurer of last resort is unfairly favoring wealthier households and will be reformed to reduce the burden of multimillion-pound payouts, the government said Wednesd...
Landlords, leaseholders and owners of newer homes still can't get near the scheme. Brokers are the ones left explaining why
FT reporting reveals the Thames Barrier could need replacing by 2050-2060, not 2070 - and that timeline lands directly across Flood Re's exit date
New research finds no verified record of flood mitigation in England's new-build housing stock
Surface water claims average under £5,000 and peak in summer. River flood claims are twice as severe and peak in winter. LexisNexis data finds the two perils need separate scoring,...
With more and more flood claims coming from low-risk areas, damage is no longer just a coastal concern
Seven in 10 flood claims are now surface water events. Rebuild costs rose 3.9% to July 2026. A sum insured set two years ago may already be 10% short of current reinstatement value
Surface water flooding is becoming a bigger threat, but many organisations still assess exposure using maps designed for a different kind of risk
With the NFIP $22.5 billion in debt and uptake falling, one carrier is counting on higher limits to win broker business
A new analysis finds flood take-up rates near record lows in the areas hit hardest by 2025's storms
Orion180 Insurance has rolled out a residential private flood insurance offering in California. The product provides up to $1 million in building coverage, waiting periods as short...
Deal brings Tokio Marine-owned FICOH's flood policyholders under Wright Flood's NFIP platform beginning this fall
As the White River shatters a 113-year high and Hurricane Lala strikes, new data shows most homeowners in both states have no flood coverage
New Zealand’s flood-prone homes are outperforming the rest of the country’s moribund housing market, as buyers chase lower prices and shrug off climate risks. Properties facing the...
Amwins specialists warn major losses are occurring outside FEMA zones
On 4 August 2026, the Financial Conduct Authority (FCA) published a new web page providing information for regulated firms on how physical risks from climate change, such as floodi...
Record payouts, repeat drought conditions and ageing housing stock are reshaping how property insurers approach renewal risk
The average flood, storm and burst-pipe claim hit £8,548 in Q2 2026. Brokers with clients on clay soil or near heathland have a narrow window before ground conditions shift again
Brokers face a challenge as the industry moves to closing the protection gap
Complex insurance policies a leading factor in underinsurance of flood-prone homes
Flooded basements, mold growth, and rotting wood are all symptoms of the alarming uptick in flood damage facing property owners nationwide. Its costs, which can reach nearly a stag...
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