Social Media Ideas for Credit Invisible Consumers

Credit Exclusion Isn't an On-Ramp Problem Anymore. It's a Continuity Problem. (Dinesh Chavali)

For a decade, one number has anchored nearly every conversation about credit access in this country:...

Legacy credit scores are costing lenders the next generation of buyers

New Experian data shows one in three consumers would switch lenders over outdated scoring models

Growth rate of credit-active consumer base in India’s credit ecosystem has moderated: TransUnion CIBIL

Credit active consumers are those who have at least one retail loan with balance or limit reported on the portfolio date

Could You Have More Debt Than Your Credit Report Shows? The Fed Says BNPL Creates a Blind Spot

Pull your credit reports, and you might reasonably assume you’re looking at a fairly complete picture of the money you owe. Buy now, pay later...

Credit score nation: How much do people think their score defines their financial future?

  This year, rental payment history is moving from the margins of mortgage lending into the score itself. In April 2026, the Federal Housing Finance Agency announced that Fannie Ma...

44 percent of credit-challenged consumers are relying on financing for purchases

A new Snap Finance study has found 44 percent of credit-challenged consumers rely on financing to make major purchases.

Survey: Credit isn't a backup plan. For millions of Americans, it's how they buy groceries.

  Sixty-six percent of Americans carrying at least $10,000 in unsecured debt used a credit card to buy groceries in the last year, more than any other essential expense, according...

What happens when $2.68 trillion of consumer debt meets a cautious shopper?

Equifax finds Canadians borrowing more while holding off on cars, homes, and big-ticket buys

Buy now, pay later could be the catalyst for the next credit crisis, private lender says

With more than $150 billion in shadow debt in play, Weinberg says a borrower with a 750 score could really be a 620, and nobody will know until something goes wrong

Consumer credit scores hit 12-month high as delinquencies ease

VantageScore data shows US borrowers maintaining payment discipline heading into H2 2026

Egypt’s Buy Now, Pay Later Industry Poses a Monthly Threat to its Users 

‘Today is the last chance to pay,’ is the message that induced panic for Mohsen Abdelkader, a customer who had fallen behind on an EGP 30,000 (USD 591.5) loan he took from a financ...

Block Unlocks Cash App Score Amid Alternative Credit Scoring Push

Consumers’ financial lives have become fragmented among multiple banks, fintechs, and platforms. At the same time, digitization has delivered more data about customer behavior than...

FICO credit scores are holding up, but consumers are under pressure

More Americans buying groceries on credit

More Americans are resorting to buying groceries on credit, according to research by the think tank Urban Institute. Washington Post personal finance columnist Michelle Singletary...

SBI credit card users report incorrect overdue tag on July bills, claim CIBIL scores dropped by up to 70 points

Posts shared by customers on X suggest the issue may have affected even those whose payment due dates had not yet arrived. Some users claimed that while their credit card bill was...

Banking the Unreached With AI-Led Credit Decisioning

More than 70% of Southeast Asian adults remain unbanked or underbanked. That is not a development statistic. It is the largest untapped credit market on earth. Millions of these co...

Formal retail credit access doubles over past decade

Formal retail credit penetration in India more than doubled over the past decade. Consumption-led lending, including personal loans, drove this significant growth. Credit access...

Credit card strain rises: study

As consumers spend more monthly on their credit cards, some cardholders are carrying hefty balances, a J.D. Power analysis found.

Canadians Turn To Consumer Credit As Mortgage Debt Slows

The great Canadian borrowing binge continues, but it’s not for mortgages. At least, not entirely. Statistics Canada (StatCan) data shows household debt grew in June, but not as fas...

‘Buy Now, Pay Later’ Lenders Pitch Loans for Needs Like Electricity and Rent

The rapid growth of pay-later loans raises questions about whether their popularity is driven by consumer preference or desperation.

Average FICO Score Steady, but Don’t Be Fooled: Americans Are Pinched

A $2,563 monthly payment and $7,793 average card balance show why a stable credit score may hide growing pressure on household budgets

Gen Z unsecured debt climbs as Money Management International sees 35% surge

CARMEL, Ind. (WISH) — Rahanatou Souley, 22, is a Gen Z-er living in Carmel. She’s had multiple credit cards and used them to pay for college books, supplies, clothing, groceries, a...

'Buy now, pay later' loans now being used for utility bills, rent

"Buy now, pay later" apps became a popular way for online shoppers to buy products without a credit card. Now, lenders are offering loans for things such as household bills. Howeve...

AI Credit Scoring in India: Data Privacy, Explainability and Algorithmic Fairness under the DPDPA

Introduction Lenders assessed creditworthiness using traditional indicators such as repayment history, income, and existing loans, with Credit Information Companies like CIBIL conv...