Social Media Ideas for Credit & Borrowing

Could You Have More Debt Than Your Credit Report Shows? The Fed Says BNPL Creates a Blind Spot

Pull your credit reports, and you might reasonably assume you’re looking at a fairly complete picture of the money you owe. Buy now, pay later...

Average FICO Score Steady, but Don’t Be Fooled: Americans Are Pinched

A $2,563 monthly payment and $7,793 average card balance show why a stable credit score may hide growing pressure on household budgets

Borrowing without regret: A careful approach for budget-minded families

If you’ve built your family life around spending carefully, the idea of borrowing money can feel like a small defeat. You’ve clipped the coupons, cooked from scratch, and stretched...

As Credit Card Debt Mounts, Home Becomes a Piggy Bank

A rise in home equity to record levels has led many Americans to refinance their mortgages to pay their bills.

Canadians Turn To Consumer Credit As Mortgage Debt Slows

The great Canadian borrowing binge continues, but it’s not for mortgages. At least, not entirely. Statistics Canada (StatCan) data shows household debt grew in June, but not as fas...

29% of BNPL Users Buy Groceries With It. Some Pay ‘100% APR.’

Costly or convenient? One missed payment makes all the difference.

What happens when $2.68 trillion of consumer debt meets a cautious shopper?

Equifax finds Canadians borrowing more while holding off on cars, homes, and big-ticket buys

Prediction Market Surge Sparks Financial Alarm as Borrowed Money Fuels Bets

More than half of prediction market traders have executed positions with borrowed money, according to a new study that raises fresh questions about the rapidly expanding industry....

How to build credit history in Canada

Students, newcomers, and anyone looking to improve their credit score can build a credit history by accessing credit and making regular, on-time payments. The post How to build cre...

Survey: Credit isn't a backup plan. For millions of Americans, it's how they buy groceries.

  Sixty-six percent of Americans carrying at least $10,000 in unsecured debt used a credit card to buy groceries in the last year, more than any other essential expense, according...

‘Buy Now, Pay Later’ Lenders Pitch Loans for Needs Like Electricity and Rent

The rapid growth of pay-later loans raises questions about whether their popularity is driven by consumer preference or desperation.

'Just Klarna it': Young people are getting into debt using buy now, pay later services

Is the promotion and use of a service which makes getting into debt more accessible than ever responsible during a cost of living crisis?

Buy now, pay later could be the catalyst for the next credit crisis, private lender says

With more than $150 billion in shadow debt in play, Weinberg says a borrower with a 750 score could really be a 620, and nobody will know until something goes wrong

5 Things Newcomers Should Know About Borrowing in Canada

Moving to Canada is an exciting new chapter. As you settle in, you may be thinking about everyday expenses, setting up your finances, and planning for future purchases. Learning ho...

Hard Times, Easy Money: BNPL Now Finances Rent and Utilities

Buy now, pay later brought another credit option to stressed budgets, with a model that typically settles an installment loan in four consecutive monthly payments. With a relativel...

Credit score nation: How much do people think their score defines their financial future?

  This year, rental payment history is moving from the margins of mortgage lending into the score itself. In April 2026, the Federal Housing Finance Agency announced that Fannie Ma...

'Buy now, pay later' loans now being used for utility bills, rent

"Buy now, pay later" apps became a popular way for online shoppers to buy products without a credit card. Now, lenders are offering loans for things such as household bills. Howeve...

Covering Basic Expenses with Credit Cards Adds to the Growing Debt Cycle

7 Situations When a Loan Makes Sense Even If You Can Afford a Purchase

Many people grow up hearing the same advice: if you have the cash, you should always pay for your purchases in full. Avoiding debt is often framed as the safest and most responsibl...

What affects your credit score?

Your credit score is a single number that summarises how safe you are to lend money to – and it’s checked by everyone from mortgage lenders to mobile phone networks before they off...

Homeowners Are Reaching for Their Credit Cards When Disaster Strikes—and Ignoring a Vital Financial Lifeline

Homeowners recently surveyed admitted they are more likely to turn to credit cards than home equity—but that's not always the best strategy.

Loqbox review: can you really improve your credit score without any debt?

Loqbox is a subscription and savings account that can help improve your credit score – here’s how it works Loqbox is a set of tools designed to improve your credit score without ha...

Getting your first credit card? Here’s how to build credit and avoid costly mistakes

  Getting your first credit card is about building credit, not just earning rewards. TD shares practical tips for choosing the right card, avoiding debt, paying on time and using a...

Gen Z unsecured debt climbs as Money Management International sees 35% surge

CARMEL, Ind. (WISH) — Rahanatou Souley, 22, is a Gen Z-er living in Carmel. She’s had multiple credit cards and used them to pay for college books, supplies, clothing, groceries, a...