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Author: A finextra community member
You probably don’t think twice about sending a friend $20 anymore. Split the dinner bill, settle the cab fare, chip in for March Madness—you open an app, tap a few buttons and the...
Author: A finextra community member
Consumption represents more than half of global GDP, and a large share of it is unsustainable. As we...
Instant payments have quickly shifted from an emerging capability to a competitive expectation. Yet many financial institutions still struggle to justify the investment required to...
Consumers are splurging more via subscription payments, often for fashion and entertainment, a new Bank of America report says.
A payment either succeeds or it does not. At first glance, that sounds like a simple operational met...
Author: A finextra community member
A survey has found 76 percent of respondents were concerned about fraud and scams when making payments.
When it comes to receiving a gift, consumers increasingly have options that extend well beyond what’s wrapped in a box. In 2026, 23% of recipients said they preferred a general-pur...
Income from card, digital and other rails has swelled to about 40% of revenue for the global bank industry, according to consulting firm McKinsey.
Some consumers will turn to buy now, pay later options for holiday shopping to spread costs over time, according to a survey by the digital processor.
Author: A finextra community member
Cash usage in the U.S. continues to shrink, accounting for just 16-18% of in-person transactions in 2025. While this will come as no surprise to most in the retail industry, the de...
Contactless payments are making inroads into higher-value purchases in Ireland, with more consumers tapping their cards or phones for transactions that might once have prompted the...
On 20 November 2026, the revised Consumer Credit Directive 2023/2225, commonly called CCD2, begins
Consumers have been grappling with rising credit card interest rates and ballooning balances in the past few years, a recent Fed survey found.
Author: A finextra community member
There is a good reason the payments industry has started talking about payments as a product rather ...
US Bank today announced the launch of Payment Switch, giving customers a faster way to move recurring payments – such as streaming services, cell phones and utility bills – to a U....
By Hanna Yadlouskaya, WislaCode. Posted from Slava Kostin's Finextra account. A buy now, pay later ...
The shift is particularly pronounced among younger consumers who have grown accustomed to Apple Pay, mobile banking, and other digital payments
Pay by Bank, the digital payment method that allows consumers to pay directly from their bank account without the use of a credit or debit card or typing a PIN, is gaining traction...
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