Social Media Ideas for Card Act 2009

HMT publishes policy statement on reform of the Consumer Credit Act 1974

On 18 May 2026, HM Treasury (HMT) published a policy statement on reform of the Consumer Credit Act 1974 (CCA). Background In May 2025, HMT published its Phase 1 consultation on CC...

UK BNPL regulations come into force

The UK's new buy now, pay later regulatory regime has come into force, placing requirements on providers designed to improve transparency, affordability and support for customers i...

CFPB Rescinds 2020 Special Purpose Credit Program Advisory Opinion

CFPB orders Bilt to pay customers that lost out during transition to new banking partner

The CFPB has been working to ensure consumers affected by Bilt’s transition to a new bank partner are appropriately remedied.

Access to Banking Services Review: Call for Evidence

On 8 June 2026, HM Treasury issued a Call for Evidence for the Independent Review into Access to Banking Services. The Call for Evidence is seeking evidence in order to: Next steps...

FCA PS26/8: Retail banking business models data

On 29 May 2026, the Financial Conduct Authority (FCA) published Policy Statement 26/8: Retail banking business models data (PS26/8). Background In January 2026, the FCA consulted o...

How will Buy Now Pay Later changes affect you?

Consumers should be better protected as Buy Now Pay Later lenders now require authorisation to operate.

BNPL regulation changes the checkout conversation (Alpa Jotangia)

Buy Now, Pay Later has always been credit. Now regulation is catching up. For years, BNPL has been v...

BNPL regulation changes the checkout conversation

Buy Now, Pay Later has always been credit. Now regulation is catching up. For years, BNPL has been v...

ASIC updates RG 234 Advertising financial products and services (including credit)

On 9 June 2026, the Australia Securities and Investments Commission (ASIC) updated Regulatory Guide 234 Advertising financial products and services (including credit) (RG 234) foll...

Future of Illinois Interchange Fee Prohibition Act Remains Uncertain

Here's what the Common Cents Act means for businesses, consumers

New law aims to address how businesses and consumers should transact amid the phase-out of the penny.

CFPB tells Bilt to repay fees from card-swap problems

After tech issues plagued the fintech’s transition to a new bank partner this year, the CFPB said it’s worked to ensure affected consumers “are appropriately remedied.”

CFPB Final Rule Narrows Small Business Lending Data Collection Requirements

Go-To Guide: On May 1, 2026, the Consumer Financial Protection Bureau (CFPB or Bureau) published a Final Rule amending Subpart B of Regulation B, which implements the Equal Credit...

How changes to ‘buy now, pay later’ rights affect you

Treasury says shoppers will get a ‘fairer deal’ as new rules for BNPL credit are introduced on WednesdayMillions of shoppers will enjoy more rights and protections from Wednesday a...

New credit card alert as '£700 saved' by making easy switch

Competition has ignited among lenders

The credit card feature that may allow fraudsters to keep spending

'Buy now, pay later' wrongly promoted as financial management tool, says consumer watchdog

The CCPC is to tell an Oireachtas committee that instalment plans are more likely to be used by those who are already financially vulnerable.

Durbin-Regulated VS Unregulated. Cutting IC by 95% for debit cards.

Durbin Amendment is unironically one of the most interesting phenomena that I have encountered in my...

Credit Card Delinquencies Are Mounting: A Warning for 2027 Losses

June 30 is a pivotal day in the credit card industry. Delinquency risk is locked for the current year, and issuers must scramble to reduce credit losses by working out payment arra...

UK Consumer Duty- FCA Consults on Scope and Proportionality

How Credit Builder Cards Can Meet Consumer Duty (Sakshi Negi)

Credit builder cards are tricky. On the one hand, they can help you rebuild a damaged credit file, e...

CSA clears issuers to swap mailed statements for electronic access

It is voluntary - but it changes how your clients get their financial statements

Durbin-Regulated VS Unregulated. Cutting IC by 95% for debit cards. (Konstantin Dubovitskiy)

Durbin Amendment is unironically one of the most interesting phenomena that I have encountered in my...