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PPF, SCSS, and SSY rates follow a G-Sec formula – but have stayed unchanged for nine quarters. Learn the mechanism, the fiscal reason, and when to lock in your rate.
Small savings rates for Q2 FY2026-27 are out. But the highest rate isn't the best deal – tax treatment and eligibility decide the winner. Here's the full scheme-by-scheme breakdown...
Senior citizens looking for stable returns have two popular options: bank fixed deposits (FDs) and the government-backed Senior Citizen Savings Scheme (SCSS). With SCSS offering 8....
Senior citizens looking for safe and predictable returns can consider special fixed deposit schemes offering interest rates of 7% and above. SBI, Bank of Baroda, PNB and Canara Ban...
Corporate FDs pay 1–2% more but carry no deposit insurance. On ₹10 lakh for 3 years, extra interest is Rs 34,347 – against full principal at risk. Here are the 5 factors to weigh.
A Rs 30 lakh SCSS earns Rs 61,500 per quarter; Rs 9 lakh POMIS earns Rs 5,550 per month. Here's the full comparison–rates, tax, deposit limits, and the combined strategy.
FD rates aren't set by the RBI repo rate alone. Learn the four factors banks use to price fixed deposits, plus DICGC limits, tax rules, and new 2026 disclosure norms.
Slab rates, DICGC cover, minimum balance charges, rate stability, and post-tax returns — here's the five-criteria framework to find what a high-interest savings account really pays...
You earn higher interest if more of your savings is in your Special Account and Medisave The post How Much CPF Interest Do You Actually Earn On $100,000? appeared first on DollarsA...
Several banks have revised their fixed deposit (FD) rates in August 2026, with special-tenure deposits offering investors attractive returns for specific investment periods. DCB Ba...
The committee retained the Cash Reserve Requirement (CRR) for Deposit Money Banks at 45 per cent, while Merchant Banks will continue to maintain a CRR of 16 per cent.
The Latest Fixed Deposit Interest Rates: Oct 02, 2026
PPF offers flexibility; SSY delivers 8.2 per cent returns with 21-year compounding. Compare lock-in, liquidity, tax rules, and eligibility before your next deposit decision.
Special-tenure FDs offer a higher headline rate than regular deposits, but the actual benefit may be limited once taxes and premature withdrawal costs are considered, a Value Resea...
NS&I has boosted the rates on its British Savings Bonds with the very highest now paying 5.17%.
The CIT Platinum Savings account has a APY Boost Promotion. This account currently earns 3.75% APY, but new and existing account holders can earn a boost of 0.35% for six months. T...
Senior citizens can earn significantly higher FD returns by looking beyond HDFC Bank and ICICI Bank, with smaller private and small finance banks offering rates of up to 8.50% for...
CIT Bank is offering a boosted 4.10% APY for six months with the latest promo for the Platinum Savings Account. The post CIT Bank Platinum Savings APY Boost: Earn 4.10% For 6 Month...
ASB has increased three term deposit rates, including lifting its five-year return to 5%, while leaving lending rates unchanged.
Compare 1-year CD rates and find the highest yields for September 23, 2026. The post Best 12-Month CD Rates for September 23, 2026: Up to 4.35% appeared first on The College Invest...
“A broad CRR hike appears less preferred, given RBI’s earlier exemption of eligible FCNR(B) deposits from reserve requirements,” report read.
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