Social Media Ideas for Banking And Lender Liability Law

Who Owns the Compliance Failure? Bank-Fintech Liability Allocation in Banking-as-a-Service (BaaS) Programs

After Years of Enforcement Actions and the Synapse Collapse, the Contract is the Last Line of Defense I. The Enforcement Pattern: Regulators Are Holding Banks Accountable Between 2...

Defending Against Aggressive Lender Enforcement Actions

Aggressive lender enforcement rarely starts with a lawsuit. It starts with a bank applying your operating balance to the loan, a notice telling your customers to send payments else...

When Your Bank Fails: A Practical Guide for Financial Services Businesses

How to Keep Your Business Clients from Becoming Accidental Creditors

The Truth in Lending Act and the Wisconsin Consumer Act are not just for traditional financial institutions. Amy Bentley explains how Wisconsin lawyers can help local businesses av...

DFPI Consent Order Highlights Risks of Engaging in Unlicensed Commercial Lending in California

Housing Finance — When Helping a Deal Can Cross a Regulatory Line

ECOA’s Safe Harbor. Or, What If the CFPB Is Wrong on Regulation B?

Ten States Take on the OCC Over National Bank Preemption of State Escrow-Interest Laws

The battle over the scope of the Office of the Comptroller of the Currency’s authority to preempt state consumer financial laws has entered a new phase. On August 11, 2026, Oregon...

How Lenders Escalate From Demand Letters to Lawsuits

Lenders rarely sue without warning. Demand letters are the opening move in a staged escalation that runs from a quiet default notice to an accelerated balance, then to a filed comp...

District of Massachusetts Enforces Forum-Selection Clause in Chapter 93A Banking Dispute

Banks and banking – Court dismisses EFTA claim in fraud victim’s complaint against bank

Where a customer sued a bank, after a fraudster stole her money, but she failed to plead facts making it plausible that the bank violated the notice provision of the […] The post B...

When a Business Loan Is Enforced Too Early or Improperly

When a business loan is enforced too early or improperly, the lender’s own conduct often becomes the borrower’s strongest defense. Florida lenders cannot accelerate, seize equipmen...

YOU HAVE THIRTY DAYS TO CONFESS, AND THE FTC WILL POST IT ON THE INTERNET- The Safeguards Rule Breach Report Non-Bank Le...

Every lender has a folder somewhere labeled, in spirit if not in ink, “things that happen to other companies.” Data breaches usually live in that folder. They are the sort of event...

Illinois Enacts Disparate Impact Standard for Credit Decisions: What Lenders Need to Know

Introduction Illinois has joined a growing number of states that are expanding fair lending obligations at the state level even as the federal government moves in the opposite dire...

Federal Banking Agencies Issue Guidance on Lending to Borrowers Without Work Authorization

Letters of Credit in Tenant Bankruptcy: Landlord Rights, the § 502(b)(6) Cap, and the Recent Tupperware Decision

Personal Guarantees in UK Real Estate Finance Transactions – Considerations for Lenders

Legal Due Diligence for Banking Transactions: A Practical Guide to Process, Checklists and Red Flags

This article is written by Simran Sabharwal, Learning and Editorial Manager at Lawctopus Law School Imagine a bank is considering to lend INR 100 Crores to a large multi-national c...

DFPI Resolves Commercial Financing Licensing and Pricing Allegations

States Sue OCC Over Escrow Interest Preemption Rules

On August 11, 2026, a coalition of ten state attorneys general filed suit in the U.S. District Court for the District of Oregon challenging two OCC rules that preempt certain state...

NFHA Amends Challenge to CFPB’s Regulation B Rule, Adding New Attack on Agency’s Rulemaking Process

The National Fair Housing Alliance (“NFHA”) and three other plaintiffs have amended their lawsuit challenging the CFPB’s recently issued amendments to Regulation B under the Equal...

Interagency Guidance on Lending to Unauthorized Workers Raises New Fair Lending Compliance Concerns

Rhode Island Sets Financial and Governance Standards for Nonbank Mortgage Servicers

Court clears TD Bank of damages despite proven loan breach

A restaurant burned down, a bank broke its promise - and still won in court.