Social Media Ideas for Banking Regulation

OCC and FDIC Finalize Rules to Refocus Bank Supervision on Material Financial Risks

Who Owns the Compliance Failure? Bank-Fintech Liability Allocation in Banking-as-a-Service (BaaS) Programs

After Years of Enforcement Actions and the Synapse Collapse, the Contract is the Last Line of Defense I. The Enforcement Pattern: Regulators Are Holding Banks Accountable Between 2...

Protect Borrowers Proposes New Offices of Supervision Policy for State Financial Regulators

Big Banks Demand Identity Checks for Secondary Stablecoin Markets

The Bank Policy Institute, representing the massive U.S. banking lobby, filed a comment letter asking FinCEN to apply customer identification requirements to secondary stabilizatio...

FinReg Monthly Update: August 2026

Welcome to the FinReg Monthly Update, a regular bulletin highlighting the latest developments in UK, EU and international financial services regulation. Key Developments in July 20...

House passes bill to ease banking regulations

The House passed H.R. 6955 by 270-154, easing capital and supervision rules and some merger reviews for community banks.

Operation Economic Outcast: What Financial Institutions Need to Know About the Treasury Department’s Section 311 Action...

FDIC Considers Industry Standard-Setting Organization for Third-Party Service Providers

According to an exclusive Bloomberg Law report, the Federal Deposit Insurance Corporation is considering plans to work with banking and financial technology industry groups to esta...

When Your Bank Fails: A Practical Guide for Financial Services Businesses

Regulators move to narrow CRA, drawing fire from advocates

Federal banking regulators released a Community Reinvestment Act (CRA) proposal Friday that narrows how banks earn credit for community development while raising asset thresholds f...

Bank Regulators Propose Changes to Community Reinvestment Act Rules

The Office of the Comptroller of the Currency (OCC) and the Federal Deposit Insurance Corporation (FDIC) have proposed targeted revisions to their Community Reinvestment Act (CRA)...

Bank regulators issue guidance on credit risk for unauthorized workers

The OCC, FDIC and NCUA reminded lenders to manage credit risk for borrowers without work authorization under existing rules.

Has regulation made it harder to buy a home?

Has regulation made it too hard for banks to lend?

Federal Banking Agencies Announce Coordinated Approach to Handling Highly Sensitive Information During Examinations

On July 16, 2026, the Federal Reserve Board, the Federal Deposit Insurance Corporation (“FDIC”) and the Office of the Comptroller of the Currency (“OCC”) issued a joint statement a...

Federal Regulators Warn Banks on Lending to Illegal Workers

By Bill Pan Federal regulators are warning the banking industry to carefully consider the risks of lending to individuals who lack authorization to work in the United States, inclu...

Federal Banking Agencies Issue Guidance on Lending to Borrowers Without Work Authorization

Fears of Higher Banking Costs Over New CBK Fee

A new proposal before the National Assembly has drawn scrutiny over its potential implications for the banking sector and consumers.

Why do banks take deposits?

To answer a question I am often asked, and which was asked in response to relevant infographics on banks, I offer this: How to expand Read the full article...

OCC overhauls bank supervision and enforcement rules

The OCC revised bank supervision manuals and proposed dividing legal breaches into substantive and technical violations under a risk-based model.

Does becoming a federal bank protect crypto from Washington—or give Washington more control?

Alan Lane’s new Silvergate account raises a question for crypto trust banks: how much protection survives a change in supervisors? The post Does becoming a federal bank protect cry...

European Commission communication on competitiveness in single banking market

On 17 July 2026, the European Commission (the Commission) adopted a communication on strengthening the competitiveness of the EU banking sector. Background The Commission emphasise...

Swiss Too-Big-to-Fail Reforms Target Senior Bankers’ Bonuses, Crisis Planning

Switzerland is proposing stricter rules for banks as it overhauls its too-big-to-fail framework after the Credit Suisse crisis. The changes would make senior bankers more accountab...

New briefing note: European Commission outlines upcoming 2027 Banking Package

This latest briefing note outlines the recent European Commission communication on competitiveness of the EU banking sector and the financial reforms that may be included as part o...

The Dual-Regulated Advantage: Lessons from the FCA and Danish FSA (Sanjar Mavlyanov)

Operating a financial technology business across borders used to be a story of passporting. You sec...