Mortgage lenders weigh AI, alternative data and credit models
MISMO panelists cited rental and cash flow data, plus AI rules that may affect licensing and compliance
Search fresh public links, source activity, and ready-to-use post angles for Alternative Credit Data.
Fresh curated links around Alternative Credit Data are collected here so marketers can spot useful updates and turn timely ideas into posts faster.
Recent items include:
Recent curated links from global sources. Generate one free draft from any story, then use SocialBu to schedule and refine your content calendar.
MISMO panelists cited rental and cash flow data, plus AI rules that may affect licensing and compliance
Consumers’ financial lives have become fragmented among multiple banks, fintechs, and platforms. At the same time, digitization has delivered more data about customer behavior than...
For a decade, one number has anchored nearly every conversation about credit access in this country:...
Introduction Lenders assessed creditworthiness using traditional indicators such as repayment history, income, and existing loans, with Credit Information Companies like CIBIL conv...
This year, rental payment history is moving from the margins of mortgage lending into the score itself. In April 2026, the Federal Housing Finance Agency announced that Fannie Ma...
New Experian data shows one in three consumers would switch lenders over outdated scoring models
Newcastle-based fintech Noggin HQ has launched its alternative credit scoring technology to UK lenders after raising £2.3 million in an oversubscribed seed round. Source
Credit Copilot extracts and structures what matters, compares observed data against declared information and flags what warrants a closer look, all mapped back to relevant policy r...
More than 70% of Southeast Asian adults remain unbanked or underbanked. That is not a development statistic. It is the largest untapped credit market on earth. Millions of these co...
With more than $150 billion in shadow debt in play, Weinberg says a borrower with a 750 score could really be a 620, and nobody will know until something goes wrong
Pull your credit reports, and you might reasonably assume you’re looking at a fairly complete picture of the money you owe. Buy now, pay later...
Learn how to cap build costs with data space filters, trace current consumption to a single resource with Digital Wallet DLOs, and tune refresh cadence before a credit spike reache...
Recognition honors Bloom+, the consumer permissioned data API that helps credit unions and banks turn bill payments into credit building tradelines without new debt The post Bloom...
VantageScore data shows US borrowers maintaining payment discipline heading into H2 2026
Old scoring models don't take into account major changes in American earning and spending habits and the gig economy.
Businesses understand the importance of their credit score when they’re looking to grow. But everyon...
An IDC study shows slow closings and heavy manual underwriting, even as lenders add AI. The article outlines disclosure, data, human review, explanation and contestability choices...
Buy now, pay later brought another credit option to stressed budgets, with a model that typically settles an installment loan in four consecutive monthly payments. With a relativel...
Most of the commentary on CP26/7 focuses on which firms need to report, to which agencies, and by wh...
Plend uses Open Banking data and proprietary credit technology to assess affordability based on a customer’s real financial circumstances. Source
As bad loans hit a 20-year high, lenders are turning to artificial intelligence and alternative data to identify troubled borrowers early.
Creditspring, the subscription-based credit provider on a mission to improve financial stability across the UK, has secured FCA permission to operate as a credit broker, enabling t...
Abound, an Open Banking and AI-powered lender, has partnered with the ClearScore Group's Open Banking services business, D•One, to help more people access fairer and more affordabl...
Australian lenders are reporting more informed lending decisions, stronger competition and improved customer outcomes from Australia's comprehensive credit reporting framework.
Use SocialBu to discover ideas, generate post drafts, and schedule them across your social channels.