Why More Buyers Are Turning To Adjustable-Rate Mortgages Today
When mortgage rates climb, buying a home can start to feel like trying to hit a moving target. Every jump in rates makes monthly payments bigger, and that pushes a lot of buyers to...
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When mortgage rates climb, buying a home can start to feel like trying to hit a moving target. Every jump in rates makes monthly payments bigger, and that pushes a lot of buyers to...
An ARM might help you snag a lower introductory mortgage rate—but with mortgage rates on the rise, is the risk worth the reward?
As fixed mortgage rates climb, buyers are turning to cheaper adjustable loans. But is the lower upfront cost worth the risk?
Applications for adjustable rate mortgages are up week over week, as buyers look for interest rate relief.
With mortgage rates now above 7%, I’ve had a few buyers ask me about adjustable rate mortgages lately... and specifically, whether one makes sense if the initial rate is locked in...
Adjustable-rate mortgage share tops 11% of rate locks, even as loans currently adjusting sit at a 25-year low
Over the past half-century, homebuyers would have saved money by choosing an ARM about 70% of the time, thanks to later opportunities to refinance into a lower 30-year fixed rate. ...
A 5/1 ARM can start lower, but payment changes may follow; your timeline, budget and tolerance for risk should guide the choice.
As adjustable-rate mortgages gain traction, agents can help buyers weigh lower initial payments against future costs with five key lender questions.
Borrowers pivot to adjustable loans as application volume slides in week ending Sept. 4
Rising rates are reshaping loan demand and sending borrowers to adjustable-rate products not seen since last year
ICE and Optimal Blue data point to a manageable wave of ARM adjustments
by Jack McGeever at CDN - Americans are increasingly turning to adjustable-rate mortgages to escape borrowing costs above 7%, reviving a type of home loan that played a prominent...
Rising rates are reshaping loan demand and sending borrowers to adjustable-rate products not seen since last year
ARM demand climbs to its highest application share in a year as buyers face borrowing costs near three-year highs
These homeowners took a common risk with their mortgages. For some it paid off; for others, their bill's about to go up $1,000 a month.
Demand hits its slowest weekly pace since 2025 as ARM share climbs to its highest level since October 2025
More than 85% of new uninsured mortgages carried either a variable rate or a fixed term of less than five years in the first quarter, increasing borrowers’ exposure to future rate...
The company also extended its 50-bps pricing promo through Sept. 30
The average rate on 30-year fixed home loans decreased to 7.32% for the week ending Oct. 22, according to Freddie Mac.
With mortgage rates on a brutal climb, Washington has once again brought up the idea of creating portable mortgages.
Riddell describes clients picking shorter-term products because of a hope
Realtor.com’s Q2 2026 data shows pandemic-era loans at 42.8% of the market
The past month has been really rough for mortgage rates, but we could be near a top. The 30-year fixed has risen from around 6.875% in early August to 7.25% today. However, the mov...
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